Carlo Licata is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Outside of his advisory role, he serves as Treasurer and Chairman of the Associates Board for the Mid America Club in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Brian Snyder is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 license and six years of industry experience. He previously worked at Trimble Inc. from 2014 to 2020 and has been with Morgan Stanley and its Private Bank since 2020 and 2021, respectively. Outside of his advisory role, Snyder is a partner at Happy Tree Farms, Inc., an agricultural business in Greensboro, North Carolina. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by model-based outcome analysis.

Larry Cabrera is a CFP® with 23 years of experience in the financial services industry. He has worked at Morgan Stanley since 2019, including Morgan Stanley Private Bank, and previously held roles at Wells Fargo Clearing, FIFTH THIRD SECURITIES, Uvest Financial Services Group, and Ameriprise. He is affiliated with Morgan Stanley Wealth Management, which serves both individual and institutional clients by offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools to model financial outcomes.

Julie Jones is a financial advisor with Morgan Stanley in Charlotte, NC, holding the CFA® designation along with Series 63, 65, and 66 licenses. She has seven years of industry experience, including prior roles at Wells Fargo Clearing Services and Wells Fargo Bank. Jones currently works within Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary investment outlooks as part of its financial planning process.

Henderson Dawson Jr. is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and 13 years of industry experience. His career includes 12 years at Bank of America and Merrill before joining Morgan Stanley in 2025. Outside of his advisory work, he is a sole proprietor of a rental property. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and tailored financial planning services.

Amanda Davis is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 license and 12 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is an independent Avon sales representative and the owner of Krafty Creations LLC, a retail and online sales business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Lisa Leavy is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has a work history that includes 22 years at Wells Fargo Bank before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Gwynne Richards Pfeifer is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Prior to that, she was with Citigroup Global Markets from 2004 to 2009. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

James Lilley II is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Prior to that, he spent six years with Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

Ryan Titus is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and bringing 16 years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Randstad. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, featuring tailored financial planning supported by firm-approved tools and modeling techniques.

Matthew Payne is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 designation. He has six years of prior experience with Wells Fargo Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved planning tools.

Jason Westmoreland is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His prior roles include positions at The Vanguard Group, Bank of America, and Clemson University. He is also a partner at Makarios Family LLC, an investment-related business based in Fort Mill, South Carolina. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients in financial decision-making.

William Cooper is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he serves as a board member for E. C. Griffith Company, a real estate business. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and corporate financial planning agreements.

Jonathan Tedesco is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2019 and Morgan Stanley Smith Barney LLC since 2018, following a two-year tenure at Keyence Corporation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to guide clients, primarily acting in an advisory capacity.

Serena Henry is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2025, she spent nine years with Wells Fargo Clearing. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Kylan Smith is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Bank and BB&T Investment Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and extensive resources.

Katharine Kurtz is a Series 66-licensed financial advisor with Morgan Stanley in Charlotte, NC, with eight years of industry experience. She previously worked at Edward Jones and has been with Morgan Stanley Smith Barney LLC since 2018, currently serving at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is a partner at Vici Homes LLC, a real estate business in Charlotte. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both retail and corporate financial planning services.

James Westmoreland is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and is also affiliated with Morgan Stanley Private Bank, N.A. Westmoreland serves on the Clemson University Finance Department Advisory Board. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Julianne Sundstrom is a financial advisor at Morgan Stanley in Charlotte, NC, with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles within Morgan Stanley and Raymond James & Associates. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their approach includes structured discovery and firm-approved planning tools, employing models such as Secular Return Estimates and Monte Carlo simulations.

Francis Moise Jr. is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee and co-trustee for trusts in Hilton Head, South Carolina, and permits use of his yard for public parking. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.