James Belew III is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to his career in finance, he held positions at Western Union, DISH Network, and Uber. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning programs and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes and comprehensive investment and estate strategies.

Paul Payne is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes tenures at Bank of America and Merrill, with over five years at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he contributes as a freelance writer to Chattanoogan.com and Global Golf Post. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategic modeling techniques.

William Hunt IV is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of his advisory work, he serves as an assistant swim coach for the Baylor School and is involved with Signal Mountain Sports Boosters in a coaching capacity. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering financial planning and investment programs supported by structured discovery processes and firm-approved tools.

Nicklus Caplenor is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Outside of his advisory role, he serves as a board member of the Dunaway Hunting and Fishing Club in Tennessee. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools to assist clients in financial decision-making.

Michael Tomshack is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley since 2007 and worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as secretary for the William C. Pallas, MD Foundation, Inc. and maintains a photography business through which he donates time and materials to local charities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and the Global Investment Committee’s Secular Return Estimates to model outcomes for its clients.

Brent Faulk is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 credentials and having 22 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he owns rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services.

Herbert Spencer Jr. is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Holly Bell Proshkin is a Series 66-credentialed financial advisor with Morgan Stanley, based in Chattanooga, TN, and has 23 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling in its financial planning process.

Sarah Daniel is a financial advisor at Morgan Stanley with 10 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in property management as a sole proprietor of a rental property business in Chattanooga, Tennessee. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutional clients, focusing on tailored financial planning backed by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-associated financial planning services.

Peter Knoop II is a financial advisor at Morgan Stanley with 30 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2025. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools but generally does not provide individual security recommendations within its standalone financial planning program.

Kelly Roberts is a financial advisor with Morgan Stanley in Chattanooga, TN, holding a Series 66 designation and 10 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Michael Crowder is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2009 and has been with the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he performs music as an independent contractor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Ralph Drayer is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Drayer serves as a trustee and co-trustee for a trust in Hilton Head, South Carolina. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm’s financial planning includes tailored strategies supported by firm-approved tools and research, and it manages approximately $2.74 trillion in client assets.

Michael Schleger is a financial advisor with Morgan Stanley in Chattanooga, TN, holding a Series 66 credential and 15 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Raymond James Financial Services, and Lawson Winchester Wealth Management. He serves as a board member of the Mountain Education Foundation, a nonprofit focused on education and fundraising. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning that leverages firm-approved tools and investment modeling techniques.

Mary King is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market modeling techniques.