Denise Hokl is a financial advisor at Morgan Stanley with 42 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 and Series 66 credentials. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm‑approved tools, providing tailored plans while generally acting in an advisory capacity.

Elizabeth Frattura is a financial advisor with Morgan Stanley in Chicago, IL, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley and its affiliates since 2015, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of her advisory work, she serves as an officer for The Stork Foundation for Infertility, a medical nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to support its clients’ financial goals.

Maxwell Huck is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. He has been with Morgan Stanley since 2012 and has worked at Morgan Stanley Private Bank, N.A. since 2022. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that integrate investment committee insights and scenario modeling.

Benjamin Schwartz is a financial advisor with Morgan Stanley in Chicago, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Morgan Stanley, he worked at Sanford C. Bernstein & Co., LLC and AllianceBernstein. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, offering advisory programs that include tailored financial planning supported by firm-approved tools and investment modeling.

Elaine Lewis is a financial advisor at Morgan Stanley with 41 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, she was with Citigroup Global Markets starting in 1993. Outside of advising, she is an independent contractor for Shaklee Corp. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and uses structured financial planning tools alongside broad retail and institutional services.

Jennifer Susterich is a financial advisor with Morgan Stanley in Chicago, holding a Series 66 credential and beginning her advisory career in 2025. Prior to joining Morgan Stanley Private Bank and Morgan Stanley, she worked at Insight Global and held roles at DePaul University and the University of Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and corporate financial planning agreements.

Robert Gerwing is a financial advisor at Morgan Stanley with 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize firm-approved tools and models.

Owen Heekin is a financial advisor at Morgan Stanley in Chicago, IL, holding a Series 66 designation with three years of industry experience. His prior roles include working at Millennial Wealth Advisors and a period as a full-time student before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct engagements and Corporate Financial Planning agreements.

Patrycja Winnicki is a financial advisor with Morgan Stanley in Chicago, holding a Series 66 designation and bringing several years of diverse professional experience. Prior to joining Morgan Stanley in 2025, she worked in various roles including positions at Fimla Construction Inc. and South By Sea, as well as educational institutions such as The Pennsylvania State University and Rolling Meadows High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized planning groups.

Anthony Juozapavich is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2015. He serves as a national trustee for the Boys and Girls Clubs of America. Morgan Stanley Wealth Management provides a wide range of advisory programs for individual and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools.

Connor Gallagher is a financial advisor at Morgan Stanley in Chicago, holding a Series 66 designation. He has less than one year of industry experience with prior roles at Bank of America Merrill Lynch and Welltower. He attended Miami University from 2021 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Daniel Hack is a financial advisor with Morgan Stanley in Chicago, Illinois, holding a Series 66 designation and bringing eight years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to his career in finance, he was affiliated with De Paul University and Buddy Guy's Legends. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Theodore Kahn is a financial advisor at Morgan Stanley in Chicago, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Ameriprise Financial and ChicagoRisk, as well as academic affiliations with The Fisher College of Business at The Ohio State University. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates a range of investment strategies through its extensive service platform.

John Pizzoferrato is a Series 66 licensed financial advisor with Morgan Stanley in Chicago, IL, and has seven years of industry experience. His prior experience includes roles at Evergreen Bank Group and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Sharon Nguyen Cross is a Series 66-licensed financial advisor with Morgan Stanley in Chicago, Illinois, with 25 years of industry experience. She previously worked at RBC Capital Markets Corporation for 13 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Michelle Wojkowski is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Based in Chicago, IL, her career has been focused within this firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee to guide investment outcomes.

Andrew Engels is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley since 2009 and has been part of Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Steven Fill is a financial advisor with Morgan Stanley in Chicago, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analytical models in its financial planning process.

Timothy Swiat is a financial advisor at Morgan Stanley in Chicago, IL, with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2011. Outside of his advisory role, he is involved in several consulting and business activities related to the food and beverage industry, including a whiskey consulting business and partnerships in education and hospitality ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Casey Conrad is a financial advisor at Morgan Stanley based in Chicago, IL, with 13 years of industry experience. He has worked at Morgan Stanley since 2018, including a role at Morgan Stanley Private Bank, N.A., and previously worked at Ameriprise Financial Services, Inc. from 2015 to 2018. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.