Joseph Kartheiser is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney LLC since 2009, and Citigroup Global Markets from 2004 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Nataly Martinez is a Series 66-licensed financial advisor with Morgan Stanley in Chicago, IL, where she has worked since 2019. She has seven years of industry experience, including prior roles at Fairway Independent Mortgage Company and Onyx Company. Outside of financial advising, she is a partner in E&N Electric LLC, a construction and engineering firm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm‑approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services that include corporate financial planning agreements in addition to direct client engagements.

William Scott is a financial advisor with Morgan Stanley in Chicago, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Jefferies LLC, ABN AMRO Clearing USA LLC, and Brown-Forman. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Monte Carlo simulations and Secular Return Estimates.

Robert Osowski is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He previously worked at Citigroup Global Markets, Inc. before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analyses.

Meg Witt is a financial advisor at Morgan Stanley in Chicago, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Fay Servicing for four years and attended St. Norbert College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Elise Defenbaugh is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to that, she was with Merrill from 2013 to 2021. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Christopher Lundgren is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 66 licenses and 28 years of industry experience. His prior roles include positions at JPMorgan Chase Bank and JPMorgan Securities, with tenure at Morgan Stanley entities dating back to 2008. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by proprietary tools and offers broad retail and institutional investment services.

Joseph Kern is a financial advisor at Morgan Stanley with three years of industry experience and holds the Series 66 designation. His prior roles include positions at Trivista Companies and the University of Minnesota. Outside of his advisory work, he is the sole proprietor of Kern Photo, LLC, a real estate photography business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Barbara Martin is a Series 66-licensed financial advisor with Morgan Stanley in Arlington Heights, IL, where she has worked since 2009. She has 20 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Rachel Strauss is a Series 66-licensed financial advisor at Morgan Stanley in Chicago, with two years of industry experience. Her background includes roles at Morgan Stanley and experience working outside finance at Dog Haus Biergarten and East Grand Rapids Public Schools. She has been affiliated with DePaul University since 2020. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with comprehensive advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers a variety of investment and planning services, including use of proprietary planning tools and modeling techniques.

Natalie Albers is a financial advisor at Morgan Stanley in Chicago, IL, holding a Series 66 designation with eight years of industry experience. She has been with Morgan Stanley since 2017 and previously held various roles at Valparaiso University and Hollister Co. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies.

Zackary Mappa is a financial advisor with Morgan Stanley in Chicago, IL, holding a Series 66 designation and five years of industry experience. He previously worked at Equitable Advisors, LLC, Inland Securities Corporation, and ran Mappa Wealth Management. Outside of his advisory role, he is a partner at Acouple_offoodies, a technology venture based in Chicago. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and methodologies.

Heather Shintaku is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Lisa Torres is a financial advisor with Morgan Stanley in Chicago, IL, holding Series 63 and Series 66 credentials and nine years of industry experience. Her career includes eight years at J.P. Morgan Securities and over two decades at J.P. Morgan Chase Bank before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including customized financial planning that uses firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored programs.

Graeme Wilson is a financial advisor with Morgan Stanley, holding a Series 66 designation and 19 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Outside of finance, he coaches at Chicago Elite Fitness, a CrossFit, Olympic lifting, and powerlifting gym. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Paulina Matel is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank since 2015 and 2016, respectively. In addition to her work in finance, she is affiliated with Dominican University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning services that utilize firm-approved tools and modeling techniques.

Dezzarae Gedy is a financial advisor at Morgan Stanley in Chicago, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2019, Gedy worked for Valparaiso Community Schools and Crown Point Community School Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Iliana Levy is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Citigroup Global Markets for 17 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Drew Cleereman is a financial advisor with Morgan Stanley in Chicago, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Morgan Stanley since 2020, as well as positions at Private Client Services, Nicolet National Bank, and Lake Forest College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Nancy Young is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 49 years of industry experience. She has been with various Morgan Stanley entities since 1998, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Nancy serves as a member of the leader council for Mercey Home for Boys and Girls. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global market models.