Carmina Fleschert is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Fleschert holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to support its financial planning process.

Cameron Noland is a financial advisor at Morgan Stanley in Clayton, MO, with three years of industry experience. He previously worked at Charles Schwab & Co., Inc. and has a background that includes five years in retail and two years in service industries. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and employer-based financial planning agreements.

Jeffrey Sahm is a financial advisor with Morgan Stanley in Clayton, MO, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018 and previously held roles at Spectrum Brands and JDS Music Marketing Consulting LLC. He serves on the finance committee of St. Gerard Majella, a community and religious organization in St. Louis, Missouri. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and Global Investment Committee estimates, to support client goals.

Mary Vass is a financial advisor at Morgan Stanley with 44 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jacqueline Tate is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 65 designations and previously worked for Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2009 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients. The firm offers tailored financial planning services supported by structured discovery processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Stephen Arnstein is a financial advisor with Morgan Stanley in Clayton, Missouri, holding Series 63 and Series 65 designations and having 42 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, Arnstein serves as a trustee for investment-related trusts in the St. Louis area. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by advanced modeling tools.

Nicholas Zichella is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he is the sole proprietor of a business unrelated to investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in assets and utilizes structured planning tools and investment committees to support its clients' financial goals.

Gary Agne is a financial advisor with Morgan Stanley in Clayton, MO, holding Series 63 and Series 66 licenses and 44 years of industry experience. His prior work includes roles at Citigroup Global Markets and Morgan Stanley Smith Barney, where he has been employed since 1993 and 2009, respectively. Outside of his advisory work, he is a partner in several LLCs involved in residential property investment and management. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment analyses to support its advisory offerings.

Casey Jones is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2017, following a one-year tenure at TD Ameritrade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by firm-approved tools and analytical models. The firm manages approximately $2.74 trillion in client assets and provides services ranging from tailored financial plans to institutional investment solutions.

John Moore is a financial advisor at Morgan Stanley with 43 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Brett Benyo is a financial advisor with Morgan Stanley in Clayton, MO, holding a Series 66 designation and 16 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2010 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a non-voting member of the finance committee for the Missouri Athletic Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to both individual and institutional clients. The firm provides tailored financial planning supported by structured discovery and planning tools, managing approximately $2.74 trillion in client assets.

Joel Engelhardt is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 13 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its financial planning process employs structured discovery and firm-approved tools but generally does not provide individual security recommendations as part of standalone plans.

Michele Ranck is a financial advisor at Morgan Stanley with 18 years of industry experience. She previously worked at UBS Financial Services for 17 years before joining Morgan Stanley Smith Barney LLC in 2025. Michele holds the Series 66 designation. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including personalized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by specialized tools and modeling techniques.

Gregory Howell is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Morgan Stanley and its predecessor firms since 1999. Howell currently works out of Clayton, MO, and has experience at both Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market-based models.

Lynn Miller is a financial advisor at Morgan Stanley with four years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley Smith Barney LLC since 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both individual and corporate financial planning agreements.

De Janea Shannon is a financial advisor at Morgan Stanley in Clayton, MO, holding a Series 66 designation. She has one year of experience at Morgan Stanley, with prior roles at US Bank and other companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Sarah Bailey is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services for 27 years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Joseph Dugan is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its planning process uses firm-approved tools and methodologies, offering services primarily in an advisory capacity without individual security recommendations in standalone plans.

Christopher Bade is a financial advisor at Morgan Stanley with five years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Turnmark Capital LLC for 16 years. He holds Series 63, 65, and 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market-based modeling.

Joshua Sampson is a Certified Financial Planner® with 19 years of industry experience. He has worked at Morgan Stanley since 2017 and was previously with Scottrade, Inc. from 2006 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market outcome modeling.