Ricardo Machado is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Eduardo Delgado is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at Stifel, Newlink Communications Group Inc., Caserta and Spiriti Attorneys at Law, Dicks Sporting Goods, and Miami Dade College. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning services supported by firm-approved planning tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Ileana Musa is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, and previously held roles at Merrill and Bank of America, N.A. Outside of her advisory role, Musa is actively involved in nonprofit and professional organizations, including serving as Chair of the Corporate Advisory Board for ALPFA and chairing the Investment Committee for the Girl Scouts of the USA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Hani Henein is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Modesto Mora is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and 17 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Mora Investment Management, Inc., an entity he manages, is used primarily for maintaining group health insurance for his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through a range of advisory programs and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and investment modeling techniques.

Jessica Osteen is a financial advisor with Morgan Stanley in Coral Gables, Florida, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, she worked at Citigroup Global Markets from 2007 to 2009. Outside of her advisory role, she serves as a board member for several real estate-related entities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Ricardo Harten is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 credential and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following five years at Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses a structured planning process supported by advanced modeling tools and manages approximately $2.74 trillion in client assets.

David Garcia is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Francisco Prida is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Jose Manuel Torres Gonzalez is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at Insigneo and Fourshore Capital, and has been involved with Boston College Campus Recreation and Belen Jesuit Preparatory High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm emphasizes a structured financial planning process using firm-approved tools and serves clients through personalized planning and corporate financial planning agreements.

Lester Dominguez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and comprehensive investment offerings across retail and institutional sectors.

Mariela Planche is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. She previously worked at Oppenheimer & Co., Inc. for five years and has held roles at MMM of Florida, American Health Associates, and 2020 Research. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers a broad range of investment and financial services.

Juan Briatore is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 credential and has worked within Morgan Stanley since 2015, following prior roles at UBS Financial Services, UBS International Inc., Credit Suisse Securities, and Pershing LLC. Outside of his advisory role, Briatore is involved as a member and partner in Hurricane Cloud LLC, a private investment company, and holds an administrative position with Julieta Rocotovich Corporation, a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Carlos Arango is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently with Morgan Stanley in Coral Gables, FL, where he has worked across various divisions since 2011, including Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he was with UBS Financial Services for nine years. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning approach involves structured discovery conversations and firm-approved tools, with a range of offerings that include retail and institutional investment solutions as well as private funds and commodity-related activities.

Gregory Vaughan is a financial advisor at Morgan Stanley with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Vaughan serves on the investment committee and advisory board for the School of Business at Santa Clara University and is a partner in several private equity and venture investment entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers a structured planning process supported by firm-approved tools and analyses.

Yarilin Bernal is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 15 years of industry experience. Prior to joining Morgan Stanley in 2015, she worked at UBS Financial Services, Barclays Capital Inc., and Credit Suisse Securities (USA) LLC. Outside of her advisory role, she serves as Treasurer and Construction Director for Under City Utility Services and is involved with Amway as a member. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research to support client goals.

Vladimir Filipovic is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and previously worked at Meira Wealth for four years. His background also includes roles outside finance, such as with Funkshion Productions and Atlantis University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Fabian Paternoster is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. He previously worked at J.P. Morgan Chase and Minkes Eye Care. Fabian's background also includes roles at Florida International University and Christopher Columbus High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and modeling techniques as part of its advisory approach.

Ryan Masters is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and previously worked at Stifel from 2015 to 2025 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to model client outcomes.

Luis Castellanos is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 23 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, and previously with BNY Mellon and MBSC Securities Corporation. Outside of his advisory role, he is involved in several business ventures including ownership in a land and cattle enterprise and a consulting company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on structured financial planning and a comprehensive investment approach supported by its Global Investment Committee.