Dalia Botero is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2009. Outside of her advisory role, she owns and operates a YouTube and Instagram channel focused on sales and marketing. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Maria Palma is a Series 66-licensed financial advisor with Morgan Stanley in Coral Gables, FL, where she has worked since 2016. She has 14 years of industry experience and serves as a board member for Kota Alliance, an organization focused on individual rights and liberties. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and data-driven planning tools but does not offer individual security recommendations within its standalone financial planning service.

Antonio Garcia is a financial advisor at Morgan Stanley in Coral Gables, FL, with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2023. His prior experience includes roles at PNC Investments, BBVA Insurance Agency, BBVA Securities, and Compass Bank. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, serving clients through a combination of direct and corporate financial planning agreements.

Michael Epstein is a financial advisor at Morgan Stanley with seven years of industry experience. He previously worked at Raymond James and Northern Trust before joining Morgan Stanley. Epstein is the founder and director of The Epstein Reach For The Stars Foundation, a family scholarship nonprofit focused on community outreach and recipient selection. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Gustavo Cubas is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Maximilien Glasser is a financial advisor at Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses with three years of industry experience. His prior experience includes roles at TradeStation Securities, Inc. and teaching positions at Hult International Business School and Touro College. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning services supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and advisory programs.

Yasset Echemendia is a Series 66 credentialed financial advisor with 26 years of industry experience, currently affiliated with Morgan Stanley in Coral Gables, FL. He has been with Morgan Stanley Smith Barney LLC since 2009 and also serves at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to clients and through corporate financial planning agreements.

Celio Salgueiro is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and previously worked at Bradesco Investments, Bradesco Global Advisors Inc., Bradesco Bank, UBS Financial Services, and Bloomberg LP. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and proprietary tools, with a focus on advisory services rather than individual security recommendations.

Daniel Bermudez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2021, he was involved with Cliclick LLC from 2017 to 2021. Outside of his advisory role, Bermudez is a partner in a retail and wholesale business and volunteers as a poll supervisor for the Consulado General Central de Colombia. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on structured financial planning supported by firm-approved tools and investment modeling.

Daniel Aruca is a Certified Financial Planner (CFP®) and holds a Series 66 license, currently serving at Morgan Stanley with 11 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019 and previously operated Aruca Financial Inc from 2016 to 2019. He also serves as a trustee for trust and estate administration matters in Pinecrest, Florida, and Denver, Colorado. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment analysis.

Zivko Bajevski is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held his current position since 2015. Bajevski is registered with Series 63 and Series 66 credentials. Outside of Morgan Stanley, he holds an officer role in a real estate-related business based in El Portal, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning services that utilize firm-approved tools and methodologies to support client goals.

Rodrigo Carvalho is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley Wealth Management since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee to assist clients in modeling financial outcomes.

Anthony Vila is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He previously worked at Hapoalim Securities USA, Inc. and Bank Hapoalim. Vila has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Iris Pacheco is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 registrations and has been with Morgan Stanley and its affiliates since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Donato Arguelles is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2013. Outside of his advisory role, he is involved with Vidacare Plus LLC, a healthcare screening service operating in South Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers advice through a combination of direct client relationships and corporate financial planning agreements.

Olivia Mills is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2017, including seven years with Morgan Stanley Private Bank. Prior to joining Morgan Stanley, she was involved in positions at ASD|sky and University Tees, and also attended The University of Alabama. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Torad Bushati is a financial advisor at Morgan Stanley in Coral Gables, FL, holding a Series 66 designation with 23 years of industry experience. He has been with Morgan Stanley and its affiliates since 2005, including time at Morgan Stanley & Co. LLC and Morgan Stanley DW Inc. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. Its planning process uses firm-approved tools and models outcomes through methods such as Monte Carlo simulations.

Massiel Rodriguez Romero is a Series 66-licensed financial advisor at Morgan Stanley in Coral Gables, FL, with nine years of industry experience. Her prior roles include positions at Insigneo International Financial Services LLC and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and economic modeling techniques.

Eduardo Mendiola Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by firm-approved tools and employs a structured discovery process to develop client plans.

Alberto Peralta Ramos is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including financial planning and estate planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with advisory services that do not typically include individual security recommendations in standalone plans.