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Robert S

Series 63, Series 65

Coral Gables, FL

Morgan Stanley

Robert Sperber is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Stifel for ten years. He participates in the University of Miami Presidents Council, attending semi-annual meetings. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

General estate planning guidance
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Maria C

Series 66

Coral Gables, FL

Morgan Stanley

Maria Cardenas is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 20 years of industry experience. She previously worked at UBS Financial Services from 2010 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning backed by extensive resources, including modeling tools and a structured planning process.

General estate planning guidance
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Andrea C

Series 66

Coral Gables, FL

Morgan Stanley

Andrea Castro is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 19 years of industry experience. She previously worked at UBS Financial Services and UBS International Inc. for a combined total of 11 years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

General estate planning guidance
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Adriano C

Series 63, Series 65

Coral Gables, FL

Morgan Stanley

Adriano Conrado is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

General estate planning guidance
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Carlos S

CFA®, Series 63, Series 66

Coral Gables, FL

Morgan Stanley

Carlos Shteremberg is a CFA® charterholder with seven years of industry experience. He is currently with Morgan Stanley, where he has worked since 2024, following prior roles at Santander and J.P. Morgan. Outside of his advisory work, he is a partner at Kylanos LLC, a property management business based in Miami. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery discussions and proprietary tools, using methodologies such as Monte Carlo simulations and Secular Return Estimates to model financial outcomes.

General estate planning guidance
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Cristian G

Series 66

Coral Gables, FL

Morgan Stanley

Cristian Gamarra is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015, following prior roles at UBS Financial Services and UBS International Inc. He is based in Coral Gables, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques to support client outcomes.

General estate planning guidance
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Andrea P

Series 66

Coral Gables, FL

Morgan Stanley

Andrea Prado Bing Zaremba is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Citigroup. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside advisory services.

General estate planning guidance
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Alex C

Series 66

Coral Gables, FL

Morgan Stanley

Alex Caraballo is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021, following five years at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models as part of its financial planning process.

General estate planning guidance
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Constanza G

Series 66

Coral Gables, FL

Morgan Stanley

Constanza Gonzalez Camacho is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent eight years at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, as part of its financial planning process.

General estate planning guidance
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Brian E

Series 66

Coral Gables, FL

Morgan Stanley

Brian Exelbert is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank since 2015. Outside of his advisory work, he is a board member involved in software development and humanitarian efforts through Make-A-Wish Southern Florida. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and extensive asset management.

General estate planning guidance
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Ruth S

Series 66

Coral Gables, FL

Morgan Stanley

Ruth Salazar is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

General estate planning guidance
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Jan S

Series 66

Coral Gables, FL

Morgan Stanley

Jan Strusinski is a financial advisor at Morgan Stanley with four years of industry experience and holds the Series 66 designation. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2021. Outside of his advisory role, he is a partner at GTFBOOMH LLC, an investment and finance-related business based in Windermere, Florida. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, specializing in tailored financial planning and asset management. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment research as part of its advisory services.

General estate planning guidance
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Matias M

Series 66

Coral Gables, FL

Morgan Stanley

Matias Majdalani is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors from 2009 to 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach includes structured discovery conversations and firm-approved planning tools, with services designed to support clients in implementing and updating their financial plans.

General estate planning guidance
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Monica B

Series 66

Coral Gables, FL

Morgan Stanley

Monica Balda is a financial advisor at Morgan Stanley in Coral Gables, FL, holding a Series 66 designation with six years of industry experience. Her prior roles include positions at Merrill and Hitachi Rail, as well as work with the Better Bean Company and ANSA McAL. Outside of advisory work, she has also been involved with Instacart as a customer service contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and uses structured planning tools, including Monte Carlo simulations and Secular Return Estimates, to support tailored financial planning.

General estate planning guidance
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Nelson R

Series 66

Coral Gables, FL

Morgan Stanley

Nelson Rodriguez Hernandez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, Merrill, Wells Fargo Advisors, Santander, and Florida International University. Outside of advisory work, he owns a real estate investment entity focused on rental properties. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment resources.

General estate planning guidance
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Carlos Fabian R

Series 66

Coral Gables, FL

Morgan Stanley

Carlos Fabian Rodriguez Ramos is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at various Morgan Stanley entities since 2016, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

General estate planning guidance
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Francisco O

Series 63, Series 65

Coral Gables, FL

Morgan Stanley

Francisco Olazabal is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and various modeling tools to help clients develop tailored financial plans.

General estate planning guidance
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Gabriela S

Series 66

Coral Gables, FL

Morgan Stanley

Gabriela Sardi is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs for individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

General estate planning guidance
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Kimberly C

Series 63, Series 65, Series 66

Coral Gables, FL

Morgan Stanley

Kimberly Clark Schweitzer is a financial advisor at Morgan Stanley with 36 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

General estate planning guidance
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Judith P

Series 66

Coral Gables, FL

Morgan Stanley

Judith Pantoja is a Series 66 licensed financial advisor with Morgan Stanley, based in Coral Gables, FL, with 31 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2015. Outside of her advisory role, she has served on the board of directors for the Rotary Club of Coral Gables and is a managing member of Protogenia Enterprises LLC, a consulting business. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using proprietary tools and offers various investment strategies alongside its advisory services.

General estate planning guidance
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