Juan Arboleda is a financial advisor at Morgan Stanley in Coral Gables, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Raymond James & Associates and Citibank, N.A. He also spent time in education before entering the financial services industry. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Financial Advisors and Estate Planning Strategies Group.

Ramani Lizarazo is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, Ramani worked for Porvenir S.A. for ten years. Outside of advisory work, Ramani is a partner in Family and Property PR LLC, a business involved in rental property management. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, including the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations, with a focus on advisory services rather than individual security recommendations.

Andrea Ferrao is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley since 2014 and holds a Series 66 designation. Outside of her advisory work, she is a partner in A&E Kings Creek LLC, a real estate venture based in Miami, Florida. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without individual security recommendations in standalone planning services.

Bradly Diaz is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2012, working across Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved planning tools and strategic investment models. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Karen Boza is a financial advisor at Morgan Stanley with 21 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2016, following an 11-year tenure at Truist Investment Services. Outside of her advisory role, she is co-owner of a property and casualty insurance agency in Miami, though she is not involved in its day-to-day operations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Brenda Berisso is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Gaston Ricardes is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021, following positions at Wells Fargo Clearing and Banco Santander International. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Alexander Fernandez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Fernandez is a sole proprietor of a rental property business in Palmetto Bay, Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning arrangements.

Gregg Gelber is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and with 25 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2013. Outside of his advisory role, he is involved in several real estate and hospitality ventures as a partner and investor. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery and modeling tools, serving clients through tailored financial advice and multiple investment platforms.

Catherine Busot is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

James Scholz is a financial advisor with Morgan Stanley in Coral Gables, Florida, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009. Outside of his advisory role, Scholz serves as a coxswain and safe boating class instructor with the United States Coast Guard Auxiliary. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and investment modeling techniques.

Ashley Ruiz is a Financial Advisor at Morgan Stanley with seven years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2018, following prior roles at Wells Fargo and Florida International University. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Juan Paysse is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he is the owner of Paysse Family Holdings LLC, an entity managing his personal bank accounts. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that integrate complex investment strategies and planning resources.

Rafael Lopez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has been with Morgan Stanley and affiliated entities since 2012, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. Its planning process relies on structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Marco Pena Cherician is a financial advisor at Morgan Stanley in Coral Gables, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at JPMorgan Chase Co, Timepiece Trading LLC, Behavior Analysis Resources and Education, and TJX Companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market models.

Nelson Portobanco is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools guided by its Global Investment Committee.

Ruben Lesmes is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support client financial plans.

David Tilghman is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment modeling, managing approximately $2.74 trillion in client assets.

Rafael Gonzalez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was with Santander Securities LLC from 2010 to 2014. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm utilizes structured planning tools and investment modeling in its financial planning process, offering services through Financial Advisors and its Estate Planning Strategies Group.

Gregory Breen is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. His career includes roles at Citigroup Global Markets and UBS Financial Services before joining Morgan Stanley, where he has worked since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by structured planning tools and investment research.