Ashley Marden is a financial advisor with Morgan Stanley in Fargo, ND, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning that incorporates firm-approved planning tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and corporate financial planning agreements.

Steven Wurzer is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and previously worked at Morgan Stanley Smith Barney LLC starting in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Secular Return Estimates and Monte Carlo simulations, as part of its financial planning process.

Marlys Carlson is a financial advisor at Morgan Stanley with 6 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2004. Outside of her advisory role, she owns and operates Marlys Lord Carlson Photography, a photography business in Fargo, ND. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models.

Kevin Dekrey is a financial advisor at Morgan Stanley with 30 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and methodologies.

Peter Hovey is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 license and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as CitiGroup Global Markets Inc since 2008. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm employs a structured planning process and utilizes established investment modeling tools to support client outcomes.

Lindsey Herda is a Series 66-licensed financial advisor with Morgan Stanley in Fargo, ND, and has five years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2022, she worked at LPL Financial and Legacy Wealth Management from 2018 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm’s process includes structured discovery conversations and utilizes firm-approved tools, supporting clients with comprehensive planning and investment advisory services.

Sydney Baarstad is a financial advisor with Morgan Stanley in Fargo, ND, holding a Series 66 designation. Sydney has been with Morgan Stanley Smith Barney LLC since 2025 and has prior work experience in retail and public service roles including positions at Lululemon and the City of Enderlin. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and research.

Andrea Mackay is a financial advisor with Morgan Stanley in Fargo, ND, holding a Series 66 designation and 10 years of industry experience. Her career includes two separate tenures at Morgan Stanley totaling nine years, with an intervening two-year period at Edward Jones. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers a structured, technology-supported planning process without providing individual security recommendations as part of standalone plans.