Brandon Carvalho is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 65 and Series 63 licenses with eight years of industry experience. His prior roles include positions at B. Riley Wealth Management, National Asset Management, and National Securities Corporation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services through both individual and corporate agreements.

Michelle Anderson is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a partner in several businesses, including Body20 Global USA, Hooked2715, LLC, and Its Chocolate, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Its planning process uses structured discovery and firm-approved tools, focusing on advisory services without providing individual security recommendations in standalone plans.

Steven Fishman is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Randy Friedlander is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney LLC since 2009. Friedlander serves as an investment committee member for the Make-A-Wish Foundation of America. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Diana Hines is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Merrill from 2010 to 2020 before joining Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Paolo Bagnato is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63, Series 65, and Series 66 credentials and bringing 32 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2013 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Julia Kupstas is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Prior to that, she was associated with Regal Bay Investment Group starting in 2004. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm emphasizes a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Ralph Fraggetti is a financial advisor with Morgan Stanley, holding a Series 63 designation and 39 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Based in Fort Lauderdale, FL, his career has been focused within this firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and provides planning through structured processes utilizing firm-approved tools.

Rosa Leace is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is a partner in Mojito Club LLC, a restaurant and nightclub in North Miami. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers both direct and corporate financial planning solutions.

Jeffrey Carr is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and advanced modeling tools, serving clients through both direct relationships and Corporate Financial Planning agreements.

Julie Saumsiegle is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, with 41 years of industry experience. She holds the Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory work, she writes a self-help and self-awareness blog titled www.whosibetterthanyou.com. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm employs a structured planning process using proprietary tools and models client outcomes without providing individual security recommendations as part of standalone plans.

Nicholas Omara is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and has previously worked at Janney Montgomery Scott LLC and in logistics-related roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning supported by firm-approved tools and research.

Danielle Nestor is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2016. Outside of her advisory role, she is involved as a consultant with a retail and online store business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides planning services that focus on structured discovery and modeling rather than specific security recommendations.

Helen Ayala is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services from 2014 to 2022. Outside of her advisory role, she is a partner in Smoothshift Ventures LLC, involved in automotive, retail, and construction sectors. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers various investment and advisory solutions across retail and institutional markets.

Michael Romance is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns and manages rental properties in Greenville, North Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm utilizes structured planning tools and modeling techniques to deliver advisory services, managing approximately $2.74 trillion in client assets.

William French is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Northwestern Mutual and The Northern Trust prior to joining Morgan Stanley. Outside of his advisory role, he serves on the boards of an agricultural venture and finance committees at two religious organizations in Fort Lauderdale, Florida. Morgan Stanley Wealth Management provides comprehensive financial planning and advisory services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and global investment analyses to support tailored financial strategies.

Emile Habayeb is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill from 2009 to the present. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations and Secular Return Estimates.

Scott Anderson is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Anderson is a partner in several business ventures, including Body20 Global USA, an exercise wellness franchise, and related investment LLCs. Morgan Stanley Wealth Management provides comprehensive advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Savannah Miller is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 designation and has previously worked at ARC Wealth Management and One-0-Eight. Her background also includes roles related to university athletics and medical practice support. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Philip Carroll is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., Hennion & Walsh, Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and secular return estimates in its financial planning process.