Gregory Kroencke is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including the Morgan Stanley Private Bank since 2015. Kroencke serves on the board and investment committee of the St. Thomas High School Foundation, which supports scholarships and school programs. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering financial planning supported by structured discovery processes and firm-approved tools, with a broad spectrum of investment and planning services.

Christina Mondragon is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She previously worked at JP Morgan Securities LLC for seven years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through Corporate Financial Planning agreements.

Victor Palafox is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is a sole proprietor and partner in investment-related ventures including Conjunto Miyana in Mexico and Alta Capital Fund LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models to assist clients, while typically acting in an advisory capacity without providing individual security recommendations in standalone plans.

Robert Mckelfresh is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Previously, he was associated with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and employs methodologies like Monte Carlo simulations to model financial outcomes.

Allison Irelan is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines large-firm resources with specialized services, including relationships with investment companies and private funds.

Victoria Smith is a Series 66-licensed financial advisor with Morgan Stanley in Houston, Texas, bringing 24 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2009 and 2015, respectively. Smith serves on the board and finance committee of the Kelsey Research Foundation, a Houston-based nonprofit organization. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients. The firm utilizes structured planning tools and investment analyses to support personalized financial strategies while managing trillions in client assets.

Agustin Elias is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 23 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021. Outside of his advisory work, he has a one-third ownership interest in a cattle ranch in Cananea Sonora, Mexico. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and planning tools, with a broad range of investment and advisory offerings.