Carlos Aviles is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation. He has been with Morgan Stanley since 2023 and has prior experience in credit unions and the automotive industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Maria Sohn is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2012. Outside of her advisory role, she is the sole proprietor of Colzohn Global LLC, an investment and finance business based in Houston. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools, serving clients through both direct and corporate financial planning agreements.

Kolby Crew is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Wells Fargo prior to his current role. Outside of his advisory work, he is a co-owner of a family investment management entity, Crew Family LLC. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm employs structured planning processes and utilizes various modeling tools, managing approximately $2.74 trillion in client assets.

Erika Ibarra is a financial advisor at Morgan Stanley in Houston, TX, with four years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services from 2013 to 2019 before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models as part of its financial planning process.

Oliver Blanco Maldonado is a financial advisor with Morgan Stanley in Houston, TX, holding the Series 66 designation and bringing 17 years of industry experience. He previously worked at Monex Asset Management Inc. and Monex Securities, Inc. from 2014 to 2022 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Martin Enriquez is a financial advisor at Morgan Stanley with 38 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2016, following seven years at Bank of America and nearly three decades at Merrill. Enriquez holds a Series 63 designation and is based in Houston, TX. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Emery Nyilas is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and 65 designations and has been with Morgan Stanley since 2016. Outside of his advisory role, Emery is involved in automotive activities, including classic and antique car restoration and working as a driver for Mecum Auto Auctions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by proprietary tools and research from its Global Investment Committee.

Christopher Smith is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley since 2009 and is currently associated with Morgan Stanley Private Bank, National Association since 2015. He holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Ruben Brito is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the CFA® designation along with Series 63 and Series 66 licenses. Prior to his current role, he worked at Morgan Stanley Private Bank, N.A., and previously held positions at Mellig Group, Lyondellbasell, and SunEdison, Inc. Outside of his advisory work, he serves as a sports coach at The Kinkaid School in Houston, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Lisa Bogert is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that include but do not rely on individual security recommendations within its standalone planning programs.

Vicente Velez Pacheco is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Actinver Wealth Management, Inc. and Actinver Securities, Inc. for eight years. Outside of finance, he has been involved with Garibaldi Bakery since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process using advanced tools and models, and manages approximately $2.74 trillion in client assets.

Robert Murray is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and global investment models as part of its advisory process.

Arturo Karakowsky is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank. Outside of his advisory role, he serves on the board of The Irvin M Shlenker School in Houston, including roles on the finance and fundraising committees, and is a board member of Homrun Group, which facilitates business connections between companies in Israel and the USA. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Giovanni Moncada is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with four years of industry experience. His career includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Equitable Advisors, LLC, and his own firm, Giovanni Moncada. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and market simulations.

Anna Echols is a Series 66-licensed financial advisor with Morgan Stanley in Houston, TX. She has 8 years of industry experience and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market modeling techniques.

Kimberley Gammon is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and two years of industry experience. She has been with Morgan Stanley since 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct and employer-sponsored plans.

Ben Cravens is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and 44 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Rosario Burns is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. Prior to joining Morgan Stanley in 2020, Burns worked at UBS Financial Services from 2013 to 2020. Outside of advisory work, Burns is involved as a business owner in Green Rock Venture LLC, which rents coworking spaces. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, employing structured financial planning tools and managing approximately $2.74 trillion in client assets. The firm provides services that include tailored financial planning but generally acts in an advisory capacity rather than as a fiduciary for retirement accounts unless specifically engaged.

Lovetta Davies is a Series 66-licensed financial advisor with Morgan Stanley in Houston, TX, bringing seven years of industry experience. She has worked at several firms, including Morgan Stanley Smith Barney LLC and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment resources.

William Selzer is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following prior experience at Citigroup Global Markets starting in 1989. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.