Carley Wilvers is a financial advisor at Morgan Stanley with seven years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Nicole De Loza is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning strategies and corporate financial planning agreements.

Brian Parze is a financial advisor with Morgan Stanley in Irvine, CA. He holds Series 66 and Series 63 licenses and has held roles at Morgan Stanley since 2025. His prior experience includes positions at Wells Fargo, Walgreens, and various non-financial organizations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Edwin Yoon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has nine years of experience assisting families and businesses with financial planning and management. Edwin focuses on goal setting and planning, utilizing his background in banking, lending, credit, and investments to develop strategies that support his clients in achieving their financial objectives. His client expertise includes corporate benefits, corporate executive services, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, and retirement income. Edwin holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from the University of California system. In addition to his professional work, Edwin participates in community volunteering aligned with Merrill’s tradition of community involvement. His personal interests include adventure sports, basketball, biking, fishing, and photography. Banking and lending services offered through his practice are provided by Bank of America, N.A.

Jaswant Brar is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc., and has experience at the Texas School of Law. Brar has been with Morgan Stanley and its Private Bank since 2020. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, though clients are responsible for implementing their plans.

Andrew Joe is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1992. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides comprehensive financial planning and wealth management services, employing structured planning tools and investment modeling as part of its advisory process.

David Mazzotta is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jack Hartfelder is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in an estate-related business activity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides planning supported by structured discovery processes and advanced modeling tools.

Victoria Cacciamatta is a financial advisor at Morgan Stanley in Irvine, CA, with 21 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and Corporate Financial Planning agreements.

Connor Joe is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 designation with three years of industry experience. He has worked at Morgan Stanley in various roles since 2018 and was previously employed at California State University, Fullerton, and Esperanza High School. Outside of his advisory work, Connor is involved in an education-related activity through a separate business based in Yorba Linda, California. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes and analytical tools to support client financial plans.

Brian Lee is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and Dunham & Associates Investment Counsel, Inc. He also worked at The College of William and Mary early in his career. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s investment approach incorporates structured planning tools and market modeling techniques to support client financial goals.

Gary Cremo is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 registrations and possessing 42 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a tenure at Community BANK from 2006 to 2022. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Sharon Wilson is a financial advisor at Morgan Stanley with five years of industry experience. She holds Series 65, Series 66, and Series 63 licenses and previously worked at TradeStation Securities, Inc. Outside of her advisory role, she is involved with the I.A.T.S.E. Local 80 union and works as a driver for ride-sharing services. Additionally, she has entrepreneurial interests in pet grooming franchises. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and financial planning solutions.

Darlene Piraino is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and bringing five years of industry experience. She has worked at Morgan Stanley since 2018 and previously spent thirteen years at Capital Group/American Funds. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Mingxi Yu is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities LLC, J.P. Morgan Chase Bank, N.A., Edward Jones, and Wells Fargo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models.

Bruce Galloway is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 license with 22 years of industry experience. He has been with Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, and previously worked at Ameriprise Financial Services from 2005 to 2017. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of standalone financial plans.

Stacey Chung is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and with 24 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Global Investment Committee estimates as part of its financial planning services.

Yu Yan He is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 license with four years of industry experience. Prior to joining Morgan Stanley in 2023, Yu Yan He worked at Citibank N.A. from 2015 to 2023. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including customized financial planning and estate planning services, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and advanced modeling tools to support its financial planning services.

Nicholas Mink is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is a partner in a snack company, Mink Enterprises Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, focusing on structured financial planning supported by proprietary tools and analysis.

Joseph Goldenberg is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association, since 2015 and Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools, with an emphasis on advisory services rather than individual security recommendations.