Meng Tsai is a financial advisor with Morgan Stanley Wealth Management in Irvine, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at several firms, including JP Morgan Securities and East West Bank, before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to support client goals.

David Lowry is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He is based in Irvine, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models developed by its Global Investment Committee as part of its financial planning process.

Gene Gloriani is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing and U.S. Bancorp Investments. He is based in Irvine, California. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and investment modeling in its process and manages approximately $2.74 trillion in client assets.

Daniel Young is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously spent one year with Citigroup Global Markets. Young serves as a board member of the Academy of Certified Portfolio Managers in Eastlake, Colorado. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Peter Irvin is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its related entities since 2009. He is based in Irvine, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and advanced modeling tools in its planning approach.

Daniel Acevedo is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and four years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2021. Previously, he worked at GFR Homes and attended the University of San Diego. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models in its financial planning process.

Robert Shaw III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Amanda Kolbach is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63, 65, and 66 licenses and possessing 25 years of industry experience. She has worked at Morgan Stanley since 2019, including roles at Morgan Stanley Private Bank, and previously spent over a decade at E*TRADE Capital Management and E*TRADE Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services that utilize firm-approved tools and modeling techniques to develop tailored plans.

Dick Joe is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. His prior work includes positions at Citigroup Global Markets from 1993 to 2009, followed by roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, where he has worked since 2009 and 2015, respectively. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and various analytical tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

David Lung is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Raymond James & Associates, Wells Fargo, Merrill, and UBS Financial Services. Outside of his advisor role, he is involved in property management as a partner in several rental real estate ventures. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by advanced modeling tools and a structured planning process.

Shawn Sessions is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing, Merrill, and Banc of America Investment Services. Outside of advisory roles, he owns and manages a business called TBD, LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs serving both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Jonathan Varenchik is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at JPMorgan Securities LLC from 2013 to 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets.

Ociel Cecilio is a financial advisor at Morgan Stanley in Irvine, CA, with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Becky Yao is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James & Associates and Wells Fargo in various capacities. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning services primarily in an advisory capacity without individual security recommendations.

Michael Carlson is a Series 66-registered financial advisor with Morgan Stanley in Irvine, CA, where he has worked since 2009. He has 18 years of industry experience and has spent over a decade with Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including customized financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Ryan Banning is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to his advisory career, he worked at Boston College for five years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques such as Monte Carlo simulations.

Leandro Gonzalez Souto is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab Bank and Charles Schwab. He also maintains a role with GS&B LLC. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing financial planning services through a structured process that includes firm-approved tools and outcome modeling, while serving clients in an advisory capacity without acting as an ERISA fiduciary unless specifically engaged.

Derrick Gin is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Morgan Stanley, he worked at J.P. Morgan Chase Bank, N.A. for 11 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary market models in its financial planning process.

Bryan Welbaum is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 63 designation and 41 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and previously worked at Morgan Stanley Smith Barney LLC starting in 2009. Outside of his advisory work, he owns and manages a rental property business in Dadeville, Alabama. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and advisory services. The firm employs structured planning tools and offers a wide range of investment programs, managing approximately $2.74 trillion in client assets.

Nishit Arora is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Robert Half and Merit Personnel & Consulting, as well as two separate periods with Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a range of retail and institutional investment services.