Kenneth Rieger II is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior work includes 15 years at Citigroup Global Markets, followed by roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers diversified investment services across multiple client segments.

Gregory Touchette is a financial advisor at Morgan Stanley in Irvine, CA, with 11 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Morgan Stanley in 2021, he worked at Equitable Advisors and Axa Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and research-driven investment approaches.

Chris Ngoy is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Clearing, among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques.

Stephanie Tchong is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including J.P. Morgan Securities and J.P. Morgan Chase Bank. Prior to her tenure in financial services, she was involved with Lord Sandy's Trading Company for three years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Mark DeCunha is a CFP®-certified financial advisor with 24 years of industry experience. He has worked at Morgan Stanley since 2019 and previously held roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. He serves as treasurer for his local homeowners association. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning approach supported by proprietary tools and offers a broad range of investment and advisory products.

Brandon Sovik is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 designation with seven years of industry experience. He previously worked at UBS Financial Services and has held roles including involvement with the Associated Students of CSU Chico and TOKA Branding. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Ozair Alefi is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at notable firms including Wells Fargo Clearing, Merrill, and Banc of America Investment Services. He has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and advanced modeling tools.

Winnie Luu is a financial advisor at Morgan Stanley in Irvine, CA, holding Series 63 and Series 66 credentials with four years of industry experience. Prior to her current role, she worked at J.P. Morgan Securities and J.P. Morgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and models in its financial planning process.

Daniel Freeman is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis methods such as Monte Carlo simulations to support its advisory services.

Christopher Soto is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Clearing, UBS Financial Services, Merrill, and Envision Asset Management. Outside of advisory services, he is involved as a partner in the RS Investment Properties Group LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Peter Shieh is a CFP® with 28 years of experience in the financial services industry. He is currently with Morgan Stanley, having joined in 2023, and previously worked at Citigroup Global Markets for 16 years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning solutions supported by firm-approved tools and research from its Global Investment Committee.

Matthew Tamura is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019. Prior to that, he was employed at California State University, Fullerton, Dog Haus, and Implant & Surgical Solutions, LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Curtis Ostling is a financial advisor at Morgan Stanley with 31 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Steven Kleinertz is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2006. Outside of his advisory role, he manages rental properties as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and analytical tools to support clients’ financial goals.

Paul Babaran is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at various Morgan Stanley entities since 2016 and briefly at Wells Fargo Clearing Services in 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets and employing structured planning tools as part of its process.

Marni Menden is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc, Wells Fargo Clearing, JPMorgan Chase, and RBC Capital Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and investment advisory programs, managing approximately $2.74 trillion in client assets.

Melanie Liu is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior work includes positions at Bank of America and Merrill. She holds a real estate license for personal use, which is currently inactive. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured processes and firm-approved tools.

Michael Steelman is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in investing and wealth management. He serves an accomplished clientele that includes business owners, company founders, senior executives, and their families, assisting them in pursuing their life goals with a purposeful approach to their wealth, careers, and legacies. Michael's expertise extends to areas such as corporate executive services, executive and equity compensation, family wealth management strategies, philanthropic planning, and serving clients in sports and entertainment. Michael began his career in New York City in 1994, focusing on developing and implementing financial strategies for institutional and high-net-worth individuals, families, and foundations. He has also raised capital for hedge fund and private equity firms. He holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute in conjunction with the University of Pennsylvania's Wharton School, and earned his Bachelor's degree in International Business from King's College in Pennsylvania, where he was an Academic-All-American wrestler. Within his community, Michael is a member of the CFO Roundtable and supports organizations such as First Step House of North County and the Challenged Athletes Foundation. He lives in Carlsbad with his wife Stephanie and their five children. In his free time, he enjoys running, surfing, practicing yoga, coaching his children's sports teams, and is actively involved in the triathlon community as a two-time Ironman finisher.

Kenneth Koziak is a Series 66-licensed financial advisor at Morgan Stanley with 17 years of industry experience. His prior roles include positions at First Republic Securities Company, First Republic Investment Management, and UBS Financial Services. He is based in Irvine, CA. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools without providing individual security recommendations in its standalone financial planning services.

Eric Aguirre is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing comprehensive wealth management strategies tailored to senior corporate executives, business owners, and professional athletes. Eric focuses on helping clients anticipate key decision points, unify various aspects of their wealth, and implement disciplined financial decision-making. His expertise includes pre- and post-IPO strategies, 10b5-1 trading plan design and administration, stock option analysis, liquidity management, and private-business sales. He also offers a tax-sensitive approach to wealth creation, next-generation wealth transfer, and philanthropic planning. Eric began his career at Merrill Lynch Wealth Management in 2006 and joined Merrill's advisory division in 2012. He holds several professional designations including the Certified Private Wealth Advisor® (CPWA®), Certified Equity Professional (CEP), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and the Sports & Entertainment (SE) designations. Eric earned a Bachelor of Science degree in Finance and Entrepreneurship from the University of Arizona. His previous experience includes working as an equity research analyst and assisting companies with corporate equity compensation plans. Outside of his professional responsibilities, Eric is actively involved in community organizations such as the National Center for Employee Ownership, the National Association of Stock Plan Professionals, and the Guillain-Barré Foundation. He resides in Carlsbad with his wife Chelsea and their two sons. In his free time, Eric enjoys coaching football and baseball teams, playing golf, and traveling to tropical destinations.