Scott Carroll is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Merrill and PNC Investments LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Russell Jones is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and utilizes a structured financial planning process supported by firm-approved tools and research.

Rachael Naylor is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes firm-approved tools and models to assist clients in managing approximately $2.74 trillion in assets.

Archie Jenkins III is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has previously worked at Merrill and Bank of America and currently serves as a Trustee/Co-Trustee in a trust-related activity outside his advisory role. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using advanced modeling tools and offers a wide range of investment and planning solutions.

Brian Mojica is a financial advisor at Morgan Stanley with nine years of industry experience. He previously worked at UBS Financial Services before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and modeling techniques as part of its financial planning process.

Sanford Zimmerman is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Zimmerman also serves as president of River Garden Hebrew Home, a nursing home care organization in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm employs structured planning tools and a sophisticated investment approach, managing approximately $2.74 trillion in client assets.

Brian Schlaks is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 credential and bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages trillions in client assets and offers diverse investment services beyond standard wealth management.

Corinne Shad is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. She previously worked at Healogics Inc and Fis, and spent three years at Florida State University early in her career. Outside of her advisory role, she serves as a board member of the Family Nurturing Center of Florida, focusing on fundraising and marketing efforts for the organization. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Terry Surrency is a financial advisor at Morgan Stanley with 28 years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2022, he worked at UBS Financial Services for nine years. He is based in Jacksonville, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and investment research to model outcomes. The firm manages approximately $2.74 trillion in client assets and provides planning primarily in an advisory capacity.

Johnthomas Cumbow is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 66 credentials and with 23 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as an assistant football coach at the Episcopal School of Jacksonville and is a board member of Odom Beachs Tree Service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools combined with the Global Investment Committee’s return estimates and Monte Carlo simulations to support its financial planning process.

Nathanial Collins is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and nine years of industry experience. He previously worked at Fidelity Brokerage Services LLC for ten years before joining Morgan Stanley Smith Barney LLC in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Maggie Miller is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. Her prior roles include positions at Cresset Asset Management, CH Investment Partners, Crow Holdings Capital, and J.P. Morgan Securities. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutional clients, utilizing structured financial planning tools and maintaining a large portfolio of client assets. The firm provides tailored plans through its Financial Advisors and Estate Planning Strategies Group.

Joshua Zimmerman is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2024, including a role at Morgan Stanley Private Bank, N.A. from 2025. Prior to his professional career, he was a full-time student for nine years and has experience outside finance from a position at Pump It Up. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to model outcomes, while clients are responsible for plan implementation and updates.

Joseph Ranucci is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2016. He is based in Jacksonville, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Andrew Welch is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as Fidelity Investments. His background also includes roles outside the financial sector, such as positions at the USDA Farm Service Agency and The University of Southern Mississippi. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach uses structured discovery conversations and proprietary tools, and it manages approximately $2.74 trillion in client assets.

Bradley Zimmerman is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, as well as CitiGroup Global Markets since 2008. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Merilyn Shad is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials and having 43 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Elyse Gustafson is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 credential and seven years of industry experience. She has worked at Morgan Stanley since 2018 and served in the US Army from 2013 to 2017. Outside of her advisory role, Gustafson is involved in a pastoral position at Good Shepherd Episcopal Church. Morgan Stanley Wealth Management provides a range of advisory services and financial planning programs to individuals and institutions, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment solutions.

Nicholas Shad is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at Fidelity Investments and Harden. He serves as a board member of the Rotary Club of South Jacksonville. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets through structured discovery processes and firm-approved planning tools.

Catherine Fitorre is a financial advisor at Morgan Stanley with Series 66 and Series 63 credentials and one year of industry experience. Her prior roles include positions at Houlihan Lokey Capital, Inc., Triago Americas, Inc., Instinet Incorporated, and Etsy, Inc. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market analyses.