Nadira Ramnarain is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She previously worked at RBC Capital Markets for seven years before joining Morgan Stanley Smith Barney LLC in 2020. Outside of her advisory role, she actively manages a rental property business. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering clients tailored financial plans within a broad platform of investment and advisory solutions.

Jaclyn Di Marzo is a financial advisor at Morgan Stanley with eight years of industry experience. She previously worked at Ameriprise Financial Services Inc. from 2015 to 2018. Di Marzo holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured planning tools and modeling techniques in its process.

Joseph Gillespie is a financial advisor at Morgan Stanley with a Series 66 credential and three years of industry experience. He has worked in various roles within Morgan Stanley entities since 2019, including Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. His background also includes a brief tenure at BeyondAir and periods of full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery conversations and proprietary planning tools.

Adam Razov is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery conversations and firm-approved tools.

Ajay Masand is a financial advisor with Morgan Stanley in Jericho, NY, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has previously worked at UBS Financial Services for 12 years and has been with Morgan Stanley and its related entities since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools.

Gail Barbaro is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and analyses.

Elizabeth Gidge is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment models.

Jonathan Fladell is a financial advisor with Morgan Stanley, holding Series 63, Series 65, and Series 66 licenses and 20 years of industry experience. His prior roles include positions at City National Bank and RBC Capital Markets. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its service offerings.

Kerma Brunecker is a financial advisor at Morgan Stanley with 24 years of industry experience. She has held positions at Morgan Stanley since 2020, previously working at Janney Montgomery Scott and UBS Financial Services. She holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes tools such as Monte Carlo simulations and Secular Return Estimates.

Yatin Doshi is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. His prior experience includes ten years with Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery conversations and firm-approved tools to develop financial plans.

Antonio Biscardi is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior work includes roles at Northwestern Mutual and Edward Jones, as well as an extended period as a student. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual engagements and corporate financial planning agreements.

Kimberly Casper is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley since 2013 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Salvatore Cammisuli is a Series 66-licensed financial advisor with Morgan Stanley, bringing five years of industry experience. His career includes roles at Morgan Stanley Private Bank and the Royal Bank of Canada, as well as positions at New York University and Publishers Clearing House. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.

Evan Arzanipour is a financial advisor with Morgan Stanley in Jericho, NY. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Prior to joining the firm, he was a student from 2021 to 2025 and was unemployed from 2015 to 2021. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jason Brottman is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Outside of his advisory role, he is a partner involved in property management for a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its financial planning process.

Stefanie Andors is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at UBS Financial Services and HighTower Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Tony Schultz is a financial advisor with Morgan Stanley Smith Barney LLC in New York, NY, holding a Series 66 designation and 27 years of industry experience. He previously worked at UBS Financial Services Inc for 12 years. Outside of his advisory role, Schultz is involved with the Developmental Disabilities Institute and the NY Consumer Directed Personal Assistance Program, providing services related to developmental disabilities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and a wide range of advisory programs.

Maureen Debobes is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs and financial planning services utilizing firm-approved tools and methodologies.