Kelly Klotsche is a financial advisor at Morgan Stanley with a Series 66 designation and seven years of industry experience. She has been with Morgan Stanley and its Private Bank since 2017 and also worked at Molloy College from 2014 to 2019. Outside of her advisory role, Klotsche is a coach and trainer at CrossFit Strong Island in Merrick, New York. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Edward Riepe is a Certified Financial Planner® at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2013 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Jeanmarie Beganskas is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and affiliated entities since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Salvatore Alesia is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2015. In addition to his advisory role, he provides coaching focused on networking and business development to members of a business impact group. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct client relationships and Corporate Financial Planning agreements.

Karen Coffey is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Dawn Charmatz is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and 66 licenses and has worked at firms including Royal Alliance Associates, Primerica Advisors, and AXA Advisors. Outside of finance, she is involved in an online women's and children's clothing business and serves as a group fitness cycle instructor for a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Joseph White is a Financial Consultant at Fidelity Investments, where he provides clients with clarity and guidance related to their financial situations to help them pursue their financial goals. He has been with Fidelity since 2022, progressing through roles including Investment Consultant and High Net Worth Service Associate before becoming a Financial Consultant in 2024. Prior to joining Fidelity, Joseph worked as a Financial Professional at Equitable Advisors from 2018 to 2021. Outside of his professional career, Joseph enjoys fishing, golf, sailing, skiing, surfing, and spending time with his pets.

Carolyn Weiss is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive asset management.

Lisa Galiardo is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 13 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery processes and approved tools without providing individual security recommendations as part of standalone planning.

Lisa Bardenhagen is a financial advisor at Morgan Stanley with 40 years of industry experience. She has held her current role since 2009 at Morgan Stanley Smith Barney. Her credentials include the Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm employs a structured planning process using proprietary tools and offers services through both direct and employer-based arrangements.

David Janczyk is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, Fast Advantage Funding, and Humbl. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.

Christopher Badolato is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools developed by its Global Investment Committee.

Peter Sluka is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with various Morgan Stanley entities since 2010. He is based in Naples, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Kerrie Stokes is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 66 designation and 15 years of industry experience. Her prior work includes roles at Merrill and IFEZ, spanning over a decade at Merrill in total. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning services supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers plans both directly and through corporate agreements.

Kathleen Flynn is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 63 designation and bringing 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Frank Burkhardt is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Citigroup Global Markets for 16 years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Dianne Silva Assey is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques to support client decision-making.

James Rosica is a financial advisor at Morgan Stanley with 28 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley in 2025. Rosica serves as a membership director and board member of the Southward Ho Country Club in Bayshore, New York. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning supported by structured discovery conversations and firm-approved tools, serving clients through both direct and corporate financial planning agreements.

Przemyslaw Zolopa is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing nine years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017, following a year at Integrated Pension Design Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Robert Digregorio is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and analytical models. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.