Rafael Rosenthal is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 18 years of industry experience. His career includes five years at Wells Fargo Clearing before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, where he has worked since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Maria Balkunas is a Series 66-credentialed financial advisor with 16 years of industry experience, currently with Morgan Stanley in Miami, FL. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, and previously at Wells Fargo Clearing from 2016 to 2021. Outside of her advisory role, she is a partner in a pet grooming business, Juvani LLC, located in Weston, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and specialized groups.

Michele Landa Brooker is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of her advisory role, she is involved in property management and real estate investments in Miami Beach and New York, and she holds a partnership interest in a biotechnology venture fund. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides comprehensive financial planning through its network of Financial Advisors and specialized groups.

Johan Agredo is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2016, including eight years at Morgan Stanley Private Bank, N.A. He is also a founder and board member of Angeles de La Calle, a nonprofit organization based in Long Island City, New York. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Francisco Rodriguez is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior work includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, Regions Bank, Cetera Investment Services, and Prudential. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Julio Guemes is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, with prior experience at Wells Fargo Clearing and Oppenheimer. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Maria Curbelo Miro is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with five years of industry experience. She previously worked at Wells Fargo Clearing from 2019 to 2021. Outside of her advisory role, she is a co-owner of an inherited apartment in Brazil. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but generally acts in an advisory capacity without offering individual security recommendations as part of standalone plans.

Juan Arango Alvarez is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 11 years of industry experience. He has worked at Morgan Stanley since 2021 and previously spent six years at Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning programs and a range of advisory services. The firm manages approximately $2.74 trillion in client assets and employs structured planning methodologies supported by its Global Investment Committee.

Ana Da Silva is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 21 years of industry experience. Her prior work includes roles at Wells Fargo Clearing and HSBC Securities (USA) Inc., where she spent over a decade. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Nicolas Bas Silva is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BTG Pactual US Capital and BTG Pactual US Asset Management. He is currently based in Miami, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Fernando Diez De Onate is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following five years at Wells Fargo Clearing. Based in Miami, FL, he provides advisory services through a leading global financial firm. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual relationships and corporate financial planning agreements.

Gabriel Jafet is a financial advisor at Morgan Stanley with 21 years of industry experience. His prior roles include positions at XP Advisors, Inc., XP Securities, LLC, RBC Capital Markets, Barclays Capital Inc., and Lehman Brothers Inc. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Daniel Penalver is a financial advisor with Morgan Stanley in Miami, FL, holding the CFA® designation and Series 66 license, with 18 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021 and previously at Wells Fargo Clearing. Outside of his advisory role, Penalver is involved in several real estate investment and property management activities through sole proprietorships in Florida. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning services supported by structured discovery and analytical tools. The firm manages approximately $2.74 trillion in client assets and delivers comprehensive investment and planning solutions.

Jesus Valdes is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with seven years of industry experience. His prior work includes roles at Wells Fargo Clearing and Uber Technologies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through a structured process supported by firm-approved tools.

Benjamin Blanco Pinto is a financial advisor based in Miami, FL, affiliated with Morgan Stanley. He holds Series 63 and Series 65 credentials and has 14 years of experience in the industry, including prior roles at Wells Fargo Clearing and HSBC. Since 2021, he has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and modeling techniques.

Gaston Gonzalez Bonorino is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 22 years of industry experience. He has previously worked at Wells Fargo Clearing and has been with Morgan Stanley since 2021. Outside of his advisory role, he operates a sole proprietorship involved in apartment rental and property management in Argentina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research.

Jorge Bohtlingk is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Wells Fargo Clearing. He has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Leonardo Mesa is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing for five years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Cecilia Montero Degrelle is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to that, she was with BTG Pactual US Capital LLC for five years. Outside of her advisory role, she owns a landscape design business in Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Federico Gitron Beer is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 14 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Wells Fargo Clearing, and HSBC Private Bank International. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.