Bernardo Acebal is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Jeannie Garcia is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 13 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Rafael Cisternas is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Fernando Gallo Argerich is a financial advisor with Morgan Stanley, holding a Series 66 designation and 13 years of industry experience. He has worked at UBS Financial Services from 2014 to 2022 and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market scenario modeling.

Daicelys Tosca is a Series 66-credentialed advisor with Morgan Stanley in Miami, FL, beginning her career in financial services in 2024. Prior to joining Morgan Stanley, she worked in various roles across healthcare, media, retail, and education sectors. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Alvaro Alvarez is a Series 66 licensed financial advisor with Morgan Stanley in Miami, FL, where he has worked since 2022. He has two years of industry experience and previously held positions at Florida International University and its Chapman Graduate School of Business. Morgan Stanley Wealth Management provides financial advisory and planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process supported by firm-approved tools and investment models.

Tomas Espinal is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with six years of industry experience. He has worked at Morgan Stanley since 2019 and previously held positions at Mariner Wealth Advisors, Mariva Capital Markets, Tory Burch, Barry University, J Crew, and Manhattan College. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Abigail Davis is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and 10 years of industry experience. She previously worked at Merrill from 2015 to 2018 before joining Morgan Stanley and Morgan Stanley Private Bank, N.A. in 2018. Outside of her financial career, she works as a DJ at various music venues and events. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques and operates primarily in an advisory capacity.

Eric Brook is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation. Before joining Morgan Stanley, he was a student at the University of Florida and attended Gulliver Prep. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and economic modeling.

Christopher Diaz is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and eight years of industry experience. His prior work includes roles at Wells Fargo Clearing and Randstad. He is a partner in an education-focused business, Diaz 4 LLC, located in Sunny Isles Beach, FL. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Diego De Lope Friedeberg is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been associated with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2009. Outside of his advisory role, he is the sole proprietor of Bachelor Investments LLC, a real estate investment venture based in Key Biscayne, FL. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning using structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Carlos Rodriguez is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and having 13 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014. Outside of his advisory role, he owns and operates RV Real Estate Ventures LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and estate planning groups.

Vinicius Lazarini is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 10 years of industry experience. He previously worked at Wells Fargo Clearing from 2016 to 2021 before joining Morgan Stanley in 2021. Outside of his advisory role, Lazarini operates a freelance photography business. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and Corporate Financial Planning agreements.

Alexandra Royer is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked within various Morgan Stanley entities since 2017. Outside of her advisory role, she is a partner at Chip and Shatter LLC, involved in digital currency and investment-related activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes in its financial advisory services.

Christian Jurado is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and previously worked at Citibank NA for five years before joining Morgan Stanley in 2021. Jurado is based in Miami, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Anthony Scotto is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and previously worked at JP Morgan for two years before joining Morgan Stanley in 2018. Outside his advisory role, he is the owner of Treehouse Investors LLC, a healthcare-related business based in Staten Island, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by advanced modeling tools and a broad suite of retail and institutional investment services.

Pablo Herrera is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and 21 years of industry experience. He previously worked at Skyforest Capital, LLC and J.P. Morgan Chase Bank, N.A., including J.P. Morgan Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Its planning process uses firm-approved tools and modeling techniques, while clients retain responsibility for plan implementation and updates.

Maria D'arce is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 11 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and modeling techniques.

Fulvio Urbinati is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Morgan Stanley since 2011, including a position at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he manages BCC Reach LLC and owns Future Private Investments. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include relationships with investment companies, private funds, and structured-product activities.

Victoria Cordovez Lara is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation. Prior to joining Morgan Stanley, her background includes roles at Motivating Minds and CSAA Insurance Group, as well as academic experience at the University of California, Berkeley. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools without providing individual security recommendations as part of standalone planning.