Michael Moretti is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and proprietary planning tools.

Brian O'Donnell is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 17 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Stephen Allen Jr. is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009, currently working within Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Brian Burns is a financial advisor at Morgan Stanley in Morristown, NJ, with 40 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley since 2008, including roles at Morgan Stanley Private Bank, National Association. His prior firms include Citigroup Global Markets and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services utilizing structured discovery processes and proprietary planning tools.

Nancy Di Donato is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2020, following a 15-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

Gregory Heisen is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses with 10 years of industry experience. His prior experience includes roles at Arete Wealth Management, Independent Brokerage Solutions LLC, Masterworks Investor Services LLC, Thinknum Alternative Data, BB&T Capital Markets, and Bank of America Merrill Lynch. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and employing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Nancy Anderson is a financial advisor at Morgan Stanley with 39 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2026, and previously spent 17 years at Wells Fargo Clearing and Wells Fargo Advisors. She serves as co-trustee for her spouse’s company. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

James Kelly is a financial advisor with Morgan Stanley in Morristown, NJ. He holds a Series 66 designation and has one year of industry experience. His background includes roles outside finance, such as positions at Loyola University Maryland and Watchung Hills Regional High School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools, using models like Monte Carlo simulations to assess potential outcomes.

Nicholas Fischer is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Michael Lombardi is a financial advisor at Morgan Stanley with 32 years of industry experience. He previously worked at Merrill from 1993 to 2017 before joining Morgan Stanley and its Private Bank division in 2017. Outside of his advisory role, he is involved in local community activities, serving as a director of Ridge Youth Sports Inc. and coaching varsity basketball at Gill St Bernards School in New Jersey. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and models but generally acts in an advisory capacity without providing individual security recommendations in standalone plans.

Shanon Ohlweiler is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing firm-approved tools and methodologies to support client goals.

Csilla Daloia is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Jon Kempner is a CFP®-certified financial advisor with Morgan Stanley in Morristown, NJ, bringing 28 years of industry experience. He has previously worked at Bank of America and Merrill, and he is currently affiliated with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is the sole proprietor of a real estate business in Florham Park, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct financial advising and corporate financial planning agreements.

John Alex is a financial advisor at Morgan Stanley with 36 years of industry experience. He has held various roles within Morgan Stanley since 2011, including positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that emphasize structured discovery and modeling outcomes without individual security recommendations.

Suzanne Orsulak is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm employs a structured planning process that utilizes firm-approved tools and models to help clients develop financial plans, while generally acting in an advisory capacity without providing individual security recommendations as part of standalone planning.

Meredith Tierney is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 10 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and employs a structured planning process supported by firm-approved tools and market-based modeling techniques.

Joan Brock is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held positions at Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets from 1998 to 2009. Outside of her advisory work, she is involved in rental property ownership in Montague, New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market return models.

Erik Beiermeister is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the CFP® and Series 66 designations. His career includes tenures at Bank of America and Merrill Lynch, in addition to his roles at Morgan Stanley since 2020. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning through its Financial Advisors and Estate Planning Strategies Group.

Mark Ballestero is a CFP®-credentialed financial advisor with 33 years of industry experience. He is currently with Morgan Stanley, having previously worked at Merrill and Bank of America. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Steven Christensen is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.