John Volker is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and five years of industry experience. Before joining Morgan Stanley in 2022, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of his advisory roles, he is involved with CoachTools LLC, a business he has been part of since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages a significant asset base and uses structured planning tools and modeling techniques to support client financial plans.

Peter Hughes is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 license with nine years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2017 to 2022, and at Maxim Group LLC from 2016 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and employer-based financial planning agreements.

Kristen Mc Ardle is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 65 credentials with five years of industry experience. Prior to joining Morgan Stanley in 2021, she worked at the University of Delaware and Sacred Heart Academy. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Global Investment Committee estimates and Monte Carlo simulations, to support its financial planning process.

Erika Rivera is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses with 15 years of industry experience. Her prior roles include positions at E*TRADE Securities and RBC Capital Markets. She serves as the president of the Houston Chapter of the National Association of Stock Plan Professionals (NASPP). Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.