Mariolia Kozubovska is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked previously at Stifel, Barclays Bank PLC, and the European Central Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its advisory process.

Kimihiro Sato is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Outside of his advisory role, he serves as Treasurer of a residential cooperative and is involved as a partner or officer in several investment-related enterprises, including consulting and biotechnology ventures. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations in its standalone planning offerings.

Catharine Tondreau is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 credential and bringing 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Matthew Tortoso is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he is a sole proprietor involved in rental property ownership. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Sean Maher is a financial advisor at Morgan Stanley in New York, NY, holding a Series 63 designation with 27 years of industry experience. His work history includes multiple roles at Morgan Stanley and E*Trade Securities LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and projections developed by its Global Investment Committee.

David Braun is a financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at Neuberger Berman LLC for six years before joining Morgan Stanley in 2021. Braun holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Bryan Yepez is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Oppenheimer & Co., the Port Authority of New York & New Jersey, Allstate Insurance, Statefarm, and New Jersey City University. Morgan Stanley Wealth Management provides financial advisory and planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and data-driven planning tools to develop tailored financial plans.

Bartholomew Sexton is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools.

Ada Shaffer is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation. She joined Morgan Stanley in 2025 and has prior experience at Ernst & Young and Eldridge Private Holding Firm. Shaffer’s background also includes academic roles at Colgate University and Greenwich Academy. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment modeling.

Matthew Collins is a Series 63-licensed financial advisor with Morgan Stanley, based in New York, NY. He has 7 years of industry experience, including roles at E*Trade Securities LLC and various Morgan Stanley entities in both the U.S. and the U.K. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Frank Murray is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm’s financial planning process uses structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

James Lindsay is a financial advisor at Morgan Stanley in New York, NY, with 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, N.A. since 2023. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by comprehensive analytical tools.

Riley Gallagher is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with three years of industry experience. Prior to Morgan Stanley, Gallagher worked at Westermann Sheehy Samaan & Gillespie, LLC and Rebecca and Co., and was also employed by Madewell Inc and Wake Forest University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools.

Duncan Lechner is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with four years of industry experience. His background includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and prior legal experience at Cravath, Swaine & Moore LLP and the Suffolk County District Attorney's Office. He attended Harvard University from 2016 to 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Scott Herbst is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2019, following six years at J.P. Morgan Chase Bank and J.P. Morgan Securities. He also serves as a trustee and co-trustee for multiple trusts in New York and New Jersey. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Kathryn Pendergast is a financial advisor at Morgan Stanley with eight years of experience, including two years in the financial advisory industry. She previously worked at Exiger from 2016 to 2018. She holds the Series 66 designation and is based in New York, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a wide range of advisory programs. The firm emphasizes tailored financial planning using firm-approved tools and utilizes strategies such as Monte Carlo simulations and Secular Return Estimates to model plan outcomes.

Daniel Haber is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at The Ayco Company LP, Cornell Development Company, New York City Football Club, and the United States Soccer Federation. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Devin Marino is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 66 and Series 65 credentials and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2010. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and modeling techniques.

John Coyne is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Christopher Vignone is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 registrations. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley & Co. LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.