Richard Flynn is a financial advisor at Morgan Stanley in New York, NY, with three years of industry experience. He holds Series 63 and Series 65 credentials. Prior to his current role, Flynn has worked at Morgan Stanley & Co., LLC and has experience outside finance, including landscaping and positions in education and recreation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured, tool-driven financial planning process.

Brendan Mahon is a financial advisor at Morgan Stanley in New York, NY, with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its financial planning process.

Miguel Osio Sr. is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in New York, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and investment committee analyses.

Angela Degis is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 credential with four years of industry experience. Prior to joining Morgan Stanley in 2021, she worked for Dr. Eric I. Degis, DC PC from 2011 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including financial planning supported by analytical tools and tailored investment strategies.

William Egan is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and 15 years of industry experience. His career includes multiple tenures at Morgan Stanley Smith Barney LLC, interspersed with a one-year position at Coinbase. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Robb Wilner is a financial advisor at Morgan Stanley in New York, NY, with 29 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Wilner is a board member and owner of White Wave Graphics, a graphic design business, and provides care for his special needs child. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides various investment and planning services through a large network of advisors.

Angelina Naula is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Morgan Stanley in 2025, she worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2021 to 2025, and also held positions at Square and Yelp. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through corporate financial planning agreements.

Carter Hoss is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and has previously worked at Merrill, Midfirst Bank, and Ameriprise Financial. His background includes roles outside finance, such as positions at Panda Express and Michaels. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides planning services primarily in an advisory capacity.

Raffaele Provvisiero is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2013. He is also involved with Provvisiero Bros. Inc., where he has worked since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process supported by firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Stephanie Osorio is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery conversations and firm-approved planning tools as part of its financial planning process.

Jose Peruyero is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked within Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in a private company that provides marketing and communications consulting. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides personalized planning primarily in an advisory capacity.

Stephanie Whittier is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is a silent partner in a commercial retail business in Southampton, NY. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing approved tools and analysis while offering diverse investment and planning resources.

Patrick Natale is a financial advisor at Morgan Stanley with 31 years of industry experience and holds a Series 63 designation. He has been with Morgan Stanley in various capacities since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its advisory process.

Patrick Wall Jr. is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley in various capacities since 2009. Outside of his advisory role, he is the sole proprietor of a real estate business in Miami, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, analytical approach to financial planning.

Adam Bennett is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of financial products and services.

Patrick Molloy is a financial advisor with Morgan Stanley in New York, NY. He holds Series 66 and Series 63 licenses and has one year of industry experience, including a prior role at PNC Wealth Management. His background includes several roles outside of finance, such as working at Gabriella's Italian Steakhouse and Beacon Hill Country Club. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment modeling techniques.

Nicholas Biedermann is a financial advisor at Morgan Stanley with a Series 66 credential and three years of industry experience. He previously worked at The Capital Markets Company (Capco) and held roles at Georgetown University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and engages in a range of investment and advisory activities.

Ann Whalen is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 65 credentials with five years of industry experience. Her prior work includes roles at Santander, Capital Hedge, Headwaters Merchant Bank, and Bentley University. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers financial planning primarily in an advisory capacity.

Mackay Lowrie is a financial advisor with Morgan Stanley in New York, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley, he worked at Eaton Vance Management and Eaton Vance Distributors from 2018 to 2022 and was involved with Bentley University's Athletic Department and Bentley University from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning that employs structured discovery processes and firm‑approved tools to model outcomes.

Richard Zinman is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 42 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved as a limited partner in multiple hedge fund partnerships and serves as an officer of Kresevich Capital Management LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools and market modeling in its advisory process.