Ara Talkov is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley since 2017 and previously worked at Morgan Stanley Private Bank, N.A. from 2019. He also spent four years at Columbia University prior to his career in financial services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its advisory services.

Sara Christoph is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. She has been with Morgan Stanley since 2017 and previously worked as a freelance journalist and for The Brooklyn Rail, Inc. Outside of her advisory role, Ms. Christoph is a partner at Roebling Pizza LLC and serves on the board of Rooftop Films, a Brooklyn-based nonprofit focused on art and community. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Jorge Hermoso is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. He is based in New York, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and projections from its Global Investment Committee.

Amanda Alicka is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at One Equity Partners LP and Baruch College. Outside of finance, she is involved with S & A Unified Home Care, an elder care service in the Bronx. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Cherif Aidara is a financial advisor with Morgan Stanley based in Parsippany, NJ, holding Series 63 and Series 66 designations and 19 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at JP Morgan Securities LLC for 10 years. Outside of his advisory role, he has worked as a driver for ride-sharing services. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Evelyn Garcia is a financial advisor at Morgan Stanley with 26 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Citigroup Global Markets. Outside of her advisory role, she is involved in real estate investment ventures in Miami and Shenzhen. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs supported by structured planning tools and extensive resources.

Byung Lee is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following prior roles at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

George Jenckes is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the CFA® designation and multiple securities licenses (Series 63, 65, 66). Prior to joining Morgan Stanley in 2017, he worked at Bank of America and Merrill from 2010 to 2017. Outside of his advisory role, he is a limited partner involved in commercial real estate development through Blue Ox Capital, LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning and utilizing firm-approved tools and models to assist clients in their planning processes.

Mark Miller is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses. He has 23 years of industry experience, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Martin Rosengarten is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 designation and 35 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved with Sutton Place Synagogue in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Melissa Ruttner is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to that, she was with Valmiki Capital Management, LP for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market outcome modeling as part of its advisory process.

Maria Perales is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses with 29 years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at J.P. Morgan Securities from 2012 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support its financial planning process.

Karina Rubini Faist is a financial advisor with Morgan Stanley in New York, NY, holding Series 65 and Series 63 licenses with three years of industry experience. Her prior work includes six years at Citibank and three years at TD Bank, as well as six years in the restaurant business with Emporium Brasil. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning based on structured discovery conversations and firm-approved tools.

James Coleman is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 credential with seven years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, Bank of America, Merrill, and a stint at the Oxford T-shirt Company. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs including tailored financial planning, utilizing firm-approved tools and market modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Patricia Glass is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2012. Outside of her advisory role, she serves as a board member of Villager 3, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Krishnan Ramachandran is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and models developed by its Global Investment Committee.

Tong Ji is a financial advisor with Morgan Stanley in New York, holding Series 66, Series 63, and Series 65 licenses, and has four years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and China Merchants Bank’s New York Branch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Christian Carrera is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2011. Carrera is also a partner in Barley LLC, a personal investment-related business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Cindy Fong is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Michael Saidi is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 65 and Series 66 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2004. He is based in New York, NY. Morgan Stanley Wealth Management provides advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach includes structured discovery conversations and firm-approved tools, and it offers a range of investment programs through both direct and corporate agreements.