Cristobal Colon is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 designation and 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 2000. Outside of his advisory role, he serves as Secretary of the Asian American Bowling League, a social bowling organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Chelsea Bernstein is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Nicholas Regen is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Babson College, Itau Private Bank, and Natixis Investment Managers. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a variety of investment services.

Mark Berez is a financial advisor at Morgan Stanley with 25 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Berez holds a Series 63 designation. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm employs structured discovery processes and planning tools, managing approximately $2.74 trillion in client assets.

Olga Lopez is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2014, with brief tenures at Bolton Securities Corporation and Bolton Global Capital. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Andrea Czarniak is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she is the sole proprietor of two condominium properties in New York. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment modeling.

Andrew Thomas is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and 25 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and previously held positions at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2011 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm‑approved tools, managing approximately $2.74 trillion in client assets.

Alexandra Diez is a financial advisor with Morgan Stanley Wealth Management in New York, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2023, she worked at The Vanguard Group and has professional experience that includes roles outside the industry at KE Camps, the University of Bologna, and Coffee America USA Corp. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate agreements.

Sebastian Torrens is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation. He has one year of experience in the industry and has worked at Morgan Stanley since 2025. Outside of advisory work, he operates Sebastian Torrens Illustration and has been involved with the Pratt Institute Community Engagement Board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Blaine Woodson is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other organizations. Outside of his advisory role, he owns B Woodson Holdings LLC, an automotive and transportation business. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Oliver Orman is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with one year of industry experience. His prior roles include positions at NYLIFE Securities LLC, New York Life Insurance Company, and Equitable Advisors LLC. Outside of finance, he has worked in educational settings, including multiple years at Berkeley Carroll School and Poly Prep. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, emphasizing advisory services without providing individual security recommendations as part of standalone planning.

Santiago Hernandez Garcia is a financial advisor at Morgan Stanley with 12 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley since 2017 and previously held roles at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2014 to 2017. He holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and investment advisory services, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and methodologies.

Juan Etinger is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. from 2004 to 2021. Outside of his advisory role, he serves as an advisory member for the Wildlife Conservation Society and is the owner of Berthieu Artisanal Cutlery, a business selling handmade knives. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning approach using firm-approved tools and economic modeling techniques.

Seth Bronheim is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Outside of his advisory role, he serves as a board member of the Larchmont Temple Brotherhood, a religious organization in Larchmont, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and incorporates structured discovery conversations and advanced planning tools in its financial planning process.

Edward Yu is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, CitiGroup Global Markets, Flushing Bank, Yelp Inc., and TTI. Prior to his financial services career, he spent four years at Binghamton University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models in its financial planning process.

Phillip Sherry is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment solutions through its Financial Advisors and Estate Planning Strategies Group.

Jocelyn Santos is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and 13 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Scott Lalli is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2017, transitioning to Morgan Stanley Private Bank, N.A. in 2023. Prior to joining Morgan Stanley, he was employed by Greenwich Associates from 2013 to 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and analysis.

Walter Rios De Franco is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021 and previously held positions at JPMorgan Securities LLC and JPMorgan Chase Bank NA. In addition to his advisory role, he serves as a board member and investor at Peru Economico S.A., a publishing company. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by proprietary tools and market research.

Domitilia Dos Santos is a financial advisor at Morgan Stanley with 41 years of industry experience. She has held roles at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. She serves as an advisory board member for Universidade Católica de Lisboa in Portugal. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.