Sandra Gabay is a financial advisor at Morgan Stanley in New York, NY, with 13 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management (MSWM) provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved tools to develop financial plans.

Galit Ben Joseph is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and 66 licenses and has worked previously at J.P. Morgan Chase Bank and J.P. Morgan Securities. Outside of her advisory role, she serves as an adjunct professor at Columbia University. Morgan Stanley Wealth Management provides advisory services and financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets with a structured planning process supported by firm-approved tools and research.

Brandon Rodriguez Arellano is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Masterworks Investor Services LLC, Lion Street Advisors, TD Ameritrade, and Merrill Lynch. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients both directly and through Corporate Financial Planning agreements.

Sabrina Hall is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 license and one year of industry experience. Prior to joining Morgan Stanley, she worked at Fitz & Co and Lyon & Turnbull. Outside of finance, she has experience with self-employed ventures including Forest Avenue Cooking Camp and Bean Dip. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through Corporate Financial Planning agreements.

Mitchell Krieger is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Clearing and UBS Financial Services. He is currently based in New York, NY, and has been with Morgan Stanley since 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Walter Stratton is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Chilton Trust Company and has experience with Vector Marketing and Miami University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages a substantial asset base and serves clients through both direct and corporate financial planning agreements.

William Carnes Jr. is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was affiliated with Citigroup Global Markets beginning in 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

Jeffrey Calderon is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. His career includes roles at Morgan Stanley since 2020, as well as prior positions at AXA Advisors and the NYC Mayor's Office for International Affairs. He has also worked in higher education at Stony Brook University and LaGuardia Community College. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning services that incorporate modeling techniques such as Monte Carlo simulations.

Joseph St. Onge is a Series 66-credentialed financial advisor with nine years of industry experience. He has been with Morgan Stanley since 2021 and previously worked at UBS Financial Services Inc. from 2016 to 2021. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and strategic investment modeling. The firm manages approximately $2.74 trillion in client assets and offers services through direct engagements and corporate financial planning agreements.

Matthew Curley is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes roles at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities LLC from 2017 to 2025, as well as Northwestern Mutual from 2016 to 2017. Morgan Stanley Wealth Management provides a range of advisory services and financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning supported by proprietary tools and investment modeling techniques.

John Mannix is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2025, he spent ten years at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

David Beyer is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process with firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Jordan Rhodes is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Rhodes holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Richard Winkler is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018 and previously spent 10 years at UBS Financial Services Inc. Winkler holds a Series 63 designation. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery and firm-approved tools, with plans that incorporate Global Investment Committee estimates and Monte Carlo simulations to model outcomes.

Eugene Roytman is a CFA® charterholder and holds a Series 63 license with 25 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2023, following prior roles at First Republic Investment Management and JPMorgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured processes and advanced modeling tools.

Ty Fontaine is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 66 credentials with three years of industry experience. His prior roles include positions at Northwestern Mutual Financial and The Chartered Institute for Securities & Investment. Outside of finance, he worked at Lindsay's Boulder Deli for several years. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, supporting tailored financial plans without offering individual security recommendations as part of standalone programs.

Michael Kelley is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America and Merrill. He serves as a director representing shareholders in a residential cooperative where he resides. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and the resources of its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Anne Rutherford is a financial advisor at Morgan Stanley with 41 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Since 2013, she has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools to develop personalized financial plans.

Christopher Sciarabba is a Financial Consultant at Fidelity Investments, a role he has held since 2023. In this position, he provides clients and their families with comprehensive financial planning assistance, collaborating to understand their goals and develop customized plans to meet their unique needs. Prior to joining Fidelity, Christopher worked as a Financial Advisor at Merrill Lynch from 2015 to 2023. Outside of his professional work, he has personal interests that include baseball, the beach, cooking and baking, exploring food, outdoor adventures, and spending time with pets.

Eric Hill is a CFP® with 14 years of industry experience, currently serving at Morgan Stanley in New York, NY. His prior roles include positions at CitiGroup and Bank of America, as well as Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.