Brandyn Rowlinson is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2018 and has prior experience with Marcum, LLP and several other firms. He has also been affiliated with Liberty University since 2017. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process incorporating tools such as Monte Carlo simulations and Global Investment Committee estimates.

Takara Santoro is a Series 66-credentialed financial advisor at Morgan Stanley in New York, NY, with five years of industry experience. Prior to joining Morgan Stanley in 2021, Ms. Santoro held various roles in the hospitality sector and spent a decade working in education at the middle school, high school, and university levels. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Marla Oster is a financial advisor with Morgan Stanley in New York, NY, holding the Series 63 designation and 28 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

Yoshihiro Kimura is a financial advisor with Morgan Stanley in New York, NY, holding Series 63, 65, and 66 licenses and possessing 25 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

James Hennessy is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation. He joined Morgan Stanley in 2024 and has prior experience at Tulla Contracting Corp, Siena College, and Bergen Catholic High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning process supported by proprietary tools and offers a range of investment and planning services.

Patrick Errico is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several major firms, including Citigroup Global Markets, Merrill, Bank of America, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its process.

Michael Wilson is a Series 66 registered financial advisor with Morgan Stanley in New York, NY, and has 15 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques, and manages approximately $2.74 trillion in client assets.

Rachael Christiano is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, following five years at Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a variety of advisory programs, including tailored financial planning that incorporates firm-approved tools and models to project potential outcomes. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Ronald Cestra is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. His prior roles include positions at Berenberg Capital Markets, LLC and Sanford C. Bernstein & Co. LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that emphasize advisory support without individual security recommendations.

Rocco Neis is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and having five years of industry experience. His prior work includes roles at Allstate Insurance, Equitable Advisors, and Keller Williams Realty. Outside of his advisory work, he serves as a sports referee for flag football and hockey. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on structured financial planning and utilizing firm-approved tools and models to assist in outcomes analysis.

Marcus Kline is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank and J.P. Morgan Securities LLC, where he worked for a decade before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee models.

Kaitlyn Davis is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Her background includes roles at NY Liberty and the University of Southern California, as well as education at Columbia University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through direct agreements and corporate financial planning arrangements.

Michael Conneely is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 credential with three years of experience in the industry. His prior roles include positions at Franklin Templeton and the U.S. Energy Development Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes.

James Mengouchian is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including Bank of America, Merrill, Mass Mutual Investors Services, and Metlife Securities. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning strategies and investment programs.

Anthony Smith is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. Outside of finance, Smith is involved with Bicoastal Fitting, a modeling agency based in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs, with approximately $2.74 trillion in client assets under management.

Jacob Sauertig is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and five years of industry experience. His career includes multiple roles within Morgan Stanley entities and earlier positions at the University of Michigan, Valley Bank, Pearl Media, CBS Radio, and Montville Township High School. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques to support its advisory services.

Ronald Winters is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including UBS Financial Services, TD Ameritrade, and Equitable Advisors. Winters has been with Morgan Stanley since 2018, serving in both the private bank and wealth management divisions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, with approximately $2.74 trillion in client assets under management. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, utilizing structured planning tools and modeling techniques in its advisory process.

Todd Forman is a financial advisor with Morgan Stanley in New York, NY, holding the CFP® designation and Series 66 license, with 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he serves on the Investment Committee of the Jewish Federation of Northern New Jersey. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved planning tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and employer-sponsored Corporate Financial Planning agreements.

Mirtha Pujols is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that incorporate advanced financial modeling techniques.

John Robards is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of its standalone planning services.