John James Banahan is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 license with one year of industry experience. His prior work includes positions at BankUnited and McLaughlin & Stern LLP, along with several roles during his academic years at Binghamton University. He also has experience running a family business, Banahan Bros. Service Station. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutions. The firm offers a range of advisory programs with a financial planning approach based on structured discovery and firm-approved tools.

Dean Ranlof is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at MML Investors Services LLC and Mass Mutual Life Insurance Company from 2024 to 2026, and has a background that includes roles at Unilever International and Penn State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and economic modeling.

Chantal Spendiff is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with one year of industry experience. Before joining Morgan Stanley in 2025, she worked at Memorial Sloan Kettering Cancer Center and Dunn Pellier Media, Inc., and has a background that includes teaching roles at Elon University and Ramapo High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs. The firm employs a structured financial planning process using firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Victor Ziminsky III is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. He serves as a board member of the McCaddin McQuirk Foundation, an education and religious nonprofit based in New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Tiffany Riady is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 license and 19 years of industry experience. She has been with Morgan Stanley since 2009, including Morgan Stanley & Co. LLC, and serves as a trustee for a private irrevocable trust. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, employing structured financial planning tools and managing approximately $2.74 trillion in client assets.

Everett Peroni is a financial advisor at Morgan Stanley based in New York, NY, holding a Series 66 designation with three years of industry experience. His career includes roles at Wilmington Trust Company and Advisors Asset Management, Inc. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2026. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee resources in its financial planning process.

Susan Kingsolver is a financial advisor at Morgan Stanley with 45 years of industry experience. She has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Kingsolver holds Series 63 and Series 65 licenses and is based in New York, NY. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

David Langone is a Series 66 licensed advisor at Morgan Stanley with recent experience starting in 2024. Prior to joining Morgan Stanley, he worked in education and operated a bicycle business. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services under various arrangements, including corporate financial planning agreements.

Frank Fragomeni is a financial advisor at Morgan Stanley with a Series 66 designation. He has experience working at multiple financial institutions including J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and has had roles outside of finance such as at Powerhouse Gym and Cpa Advisory Group LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Patrick Hasselmann is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with 26 years of industry experience. He has been with Morgan Stanley since 2018 and previously worked at Merrill from 2015 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Milena Stanton is a Series 66 licensed financial advisor with Morgan Stanley in New York, NY, with seven years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2017. Outside of finance, she has experience in college admissions and the hospitality industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and utilizes structured discovery processes and firm‑approved tools to support client strategies.

Yasmin Watanabe is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2017. Prior to that, she had roles at Raymond James Financial Services, Inc. and Quintus Investment Counsel. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through both individual and corporate financial planning agreements.

Robert Laterza Jr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Citigroup Global Markets from 2007 to 2021. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, including tailored financial planning services that utilize structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Matthew Dermer is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 34 years of industry experience. His prior work includes positions at Lehman Brothers Inc. and Wells Fargo Clearing. Outside of his advisory role, he serves as Vice-President of 771 West End Ave, Inc., participating in operational meetings and decisions for the building. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning services supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jack Philbin is a CFP®-certified financial advisor with seven years of industry experience, currently affiliated with Morgan Stanley in New York, NY. His prior experience includes roles at First Republic Securities Company, JPMorgan Securities, and various legal firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes.

Ellis Tonissi is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley since 2017, following two years at Virtusa Corp. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery and advanced modeling tools.

Brendan Bacarella is a financial advisor at Morgan Stanley in New York, NY, with eight years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. Bacarella is also a partner in an app related to sports called Tic Tac Show. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and modeling techniques.

Jacob Fadda is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Sompo International/LHH and Phibro Animal Health Care. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and research.

Ian Ratner is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, Arthur J Gallagher, and New York Life Insurance Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market-based modeling techniques.

Daniel Sheldon is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and secular return estimates.