Michelle Ashley Hart is a financial advisor at Morgan Stanley with 30 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017 and was previously with J.P. Morgan Securities from 2012 to 2017. Hart holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using approved tools and offers access to extensive resources including the Global Investment Committee’s market analyses.

Matthew Morea is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021, following prior roles at HSBC Bank USA and HSBC Securities. He holds Series 63, 65, and 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a wide range of investment programs, managing approximately $2.74 trillion in client assets.

John Kremidas is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with 12 years of industry experience. He has worked at Morgan Stanley since 2017 and previously at UBS Financial Services from 2014 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and secular return estimates in its financial planning process.

Erin Mershon is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and seven years of industry experience. She has been with Morgan Stanley since 2018, including work at Morgan Stanley Private Bank, N.A. Prior to that, she held roles at Urban Outfitters and briefly operated RiverCat Cafe. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning approach utilizes structured discovery and advanced modeling tools, serving clients through a broad range of retail and institutional investment services.

Janet Perri is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates firm-approved tools and models outcomes using methods such as Monte Carlo simulations.

Robert Heller is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses with two years of industry experience. He has been with Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Danielle Ziff is a Series 66-credentialed financial advisor at Morgan Stanley with 16 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its advisory process.

Lisa Guzman is a financial advisor at Morgan Stanley with 17 years of industry experience, all of which she has spent with Morgan Stanley Smith Barney since 2009. She holds a Series 63 designation and is based in New York, NY. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning services supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers its services directly and through corporate financial planning agreements.

Margaret Gannon is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that integrates firm-approved tools and market models.

Kevin Jaffe is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation. He began his financial services career in 2024 and has experience at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory work, he is a part-time lacrosse coach for an eighth-grade team. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers planning services through Financial Advisors and its Estate Planning Strategies Group.

Glen Macdonald is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Cornerstone Capital Group, Bronfman E.L. Rothschild, Bank of America, and Merrill. Outside of his advisory role, he serves on the advisory board for the Westfield NJ Green Team, providing volunteer guidance on environmental sustainability and park maintenance. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, with investment strategies informed by its Global Investment Committee’s analyses.

Rocco Totino is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets starting in 1997. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Manuel Albuquerque is a CFP® and Series 66 credentialed financial advisor with 18 years of experience. He currently works at Morgan Stanley, where he has been since 2020, following prior roles at Bank of America and Merrill from 2015 to 2020. Based in New York, NY, his background includes experience with both private banking and wealth management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Christopher Guarino is a financial advisor at Morgan Stanley in New York, NY, with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to assist clients with their financial plans.

Michael Sinodinos is a financial advisor at Morgan Stanley in New York, NY, with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley since 2018, including a recent role at Morgan Stanley Private Bank. Outside of his advisory work, he tutors college students part-time. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm‑approved tools and planning processes.

Lane Katz is a CFP®-designated financial advisor with Morgan Stanley, based in New York, NY, and has 47 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by tools such as Monte Carlo simulations and Secular Return Estimates.

Nicholas Desantis is a Series 66-licensed financial advisor at Morgan Stanley in New York, NY, with nine years of industry experience. His prior work includes roles at Lincoln Financial Advisors Corporation, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools and investment models as part of its structured financial planning process.

Renee Siegel is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and prior to that, she was associated with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with unique activities such as principal trading and involvement with private funds.

Kenneth Silva is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Silva is based in New York, NY. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Gabrielle Larson is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked previously at BMO Harris Bank, JPMorgan Chase & Co., and Morningstar. Outside of finance, she is involved in wedding planning through The Creative Planners in Lake Forest, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.