Frank Ribando II is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds the CFP® designation and several securities licenses, and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, Ribando serves as a board member of Radiant Pig Brewery, a craft beer brewing company based in New York. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Helen Rothlein is a financial advisor with Morgan Stanley in New York, NY, holding Series 63, 65, and 66 licenses and bringing 45 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as chairperson of ArtsGenesis, is involved with the Citizens Committee for Children in New York City as head of its finance committee, and acts as an executor for an estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by approved tools and committee guidance.

Natalie Lazar is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including financial planning supported by structured discovery conversations and proprietary planning tools.

Joseph Colasanti is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and having 15 years of industry experience. His prior experience includes a decade at J.P. Morgan Securities LLC before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals and through Corporate Financial Planning agreements with employers.

Jonathon Toth is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked with several professional sports organizations, including the Washington Commanders and Detroit Lions. Outside of financial advising, he is involved as a partner at AZSN Studio LLC, an art and culture business, and has performed modeling services for IMG Models since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides its services directly to clients as well as through corporate financial planning agreements.

Miguel Marcial is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with eight years of industry experience. He previously worked at Barclays for ten years before joining Morgan Stanley in 2018. Outside of his advisory role, he serves as a poll worker for the Bergen County Superintendent of Elections in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, leveraging structured planning tools and a broad array of investment services.

Jacqueline Minnehan is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with four years of industry experience. She has been with Morgan Stanley since 2016, including a role at Morgan Stanley Private Bank, N.A. since 2026. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and market-based modeling.

Gary Nigro Jr. is a Series 66-licensed financial advisor at Morgan Stanley in New York, NY, with 12 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes tools such as Secular Return Estimates and Monte Carlo simulations.

Tate Destefano is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016 and 2017, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its advisory process.

Adam De Stefano is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Smith Barney since 2009, currently serving at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

William Wilson is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 66 designations with 15 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients. The firm provides tailored financial planning using structured tools and models, managing approximately $2.74 trillion in client assets.

Michael Morrison is a financial advisor at Morgan Stanley in New York, NY, holding Series 65 and Series 66 licenses with 25 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved as a partner in Val's Tavern, a restaurant and bar in Rumson, New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides financial planning primarily in an advisory capacity.

Matthew Vaccaro is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, along with previous roles at Morgan Stanley Smith Barney and Citigroup Global Markets. He is based in New York, NY. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models to support its financial planning processes.

Jeremy Schwartz is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked within various Morgan Stanley entities since 2008. Outside of Morgan Stanley, he owns P4L Consulting Ltd., a consulting and fundraising business based in Commack, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates structured discovery processes and firm-approved tools.

Ashley Dour is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2012 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kerri Butler is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 license with nine years of industry experience. Her career includes roles at multiple Morgan Stanley entities since 2017 and a one-year tenure at Bloomberg LP prior to that. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides a range of retail and institutional investment services.

Christine Davis is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses. She has 28 years of industry experience, including over 17 years with Morgan Stanley Smith Barney and 19 years with Morgan Stanley & Co., Incorporated. Outside of her advisory role, she serves as a director for Beaumont Homes Corporation, a residential cooperative. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by the Global Investment Committee’s research and modeling tools.

Janice Lynn Alexander is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 designation and 37 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations.

Christopher Arnella is a Certified Financial Planner® at Morgan Stanley with 20 years of industry experience. He has worked with Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Based in New York, NY, Arnella holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Andrew Mullen is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank division since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools.