David Klein is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2012. Based in Newport Beach, CA, he works within a large institutional firm. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by its Global Investment Committee’s analyses and offers a broad range of investment and advisory services.

Payton Gronnerud is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Lion Street Financial, Blue Ocean Companies LLC, J.P. Morgan Securities, First Republic Securities Company, LLC, and Ameriprise Financial. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and analysis, managing approximately $2.74 trillion in client assets.

Marian Morcos is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 credential and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to that, he worked for DW Home (Decoreware) for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured discovery and firm-approved planning tools in its advisory approach.

Trevor Morgan is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services Inc. for nine years. Outside of his advisory work, he is also the sole proprietor of a music-related business. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced financial modeling tools.

Rita Garchie is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm uses structured planning tools and modeling techniques to support client goals while generally acting in an advisory capacity.

Winona Livingston is a financial advisor at Morgan Stanley in Newport Beach, CA, holding a Series 66 designation with 11 years of industry experience. She has worked at Morgan Stanley since 2019, previously serving at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with firm-approved methodologies to support its advisory services.

Andrea Vu is a financial advisor at Morgan Stanley with five years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2019 and previously held a role at Veritext Legal Solutions from 2016 to 2019. Andrea serves as a successor trustee and executor in an estate-related capacity outside of her advisory work. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outcome simulations.

Abhay Kothari is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and employs structured financial planning tools to support client goals, managing approximately $2.74 trillion in client assets.

Joshua Meek is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad range of retail and institutional offerings.

Kevin Le is a financial advisor at Morgan Stanley in Newport Beach, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Ameriprise, First American Trust, Humana Inc, Velosio LLC, Argano LLC, and Tesla, as well as operating a sole proprietorship for eight years. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning through dedicated advisors and specialized groups. The firm employs structured planning tools and models to assist clients, managing approximately $2.74 trillion in client assets.

Roya Cole is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2009. Cole serves as President of the Board and is a board member of the Laguna Beach Community Clinic Inc., participating on its Finance and other committees. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Rafael De Vengoechea is a financial advisor with Morgan Stanley, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has prior experience at Morgan Stanley Smith Barney and Citigroup Global Markets Inc. Morgan Stanley Wealth Management serves individual and institutional clients through a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services that integrate broad investment resources without providing individual security recommendations as part of standalone plans.

Robert Reckinger is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and previously worked at UBS Financial Services for 11 years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Richard Racofsky is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following a year at Pruco Securities, LLC. Morgan Stanley Wealth Management provides advisory services to both individual and institutional clients, offering tailored financial planning and investment programs supported by firm-approved tools and methodologies.

Shelby Cohantz is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 65 and Series 63 licenses and has previously worked at Charles Schwab & Co., Inc. and TD Ameritrade. Prior to her financial advisory roles, Shelby has experience as a homeschool instructor and behavioral consultant. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment models.

Emily Gai is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques to assist clients in their financial decisions.

Mark Morgan is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to joining Morgan Stanley in 2025, he spent 12 years at UBS Financial Services. He serves as a trustee for his father’s estate, dedicating a few hours monthly to administrative duties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including customized financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Jill Bartholomew is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools to develop strategies without offering individual security recommendations as part of standalone planning.

Dennis Schwary is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He has worked at Citigroup Global Markets since 1993 and has been with Morgan Stanley Smith Barney since 2009, including serving at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients. The firm’s financial planning process uses structured discovery conversations and approved planning tools, managing approximately $2.74 trillion in client assets.

Kendall Wear is a financial advisor at Morgan Stanley with over 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Outside of his advisory role, he is involved in property management. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and broad investment resources.