Lori Frymark is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 7 and 66 designation and 21 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broader investment and trading activities.

Deborah Tryon is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and simulations to model outcomes.

Tamara Spates is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds a Series 63 designation and previously worked at RBC Capital Markets from 2016 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including Monte Carlo simulations as part of its process.

Eric Burke is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 credential and six years of industry experience. He has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory work, he owns and manages rental properties. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services without providing individual security recommendations as part of its standalone financial planning program.

Chasen Kaminsky is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Edward Jones and LPL Financial and has been involved in event production, DJing, and web design through his own business activities. Kaminsky operates a side business related to event production and technology in Palm Desert, California. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning solutions.

Andrew Clark is a CFP®-certified financial advisor with Morgan Stanley in Palm Desert, CA, bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside a broad selection of retail and institutional offerings.

Thomas Nixon is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2010, also working with Morgan Stanley Private Bank, National Association since 2015. He is based in Palm Desert, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs structured planning tools and analytics to support its advisory services, managing approximately $2.74 trillion in client assets.

Tamara Brown is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 23 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate agreements.

Tammie Mcfadden is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and 14 years of industry experience. She has been associated with Morgan Stanley Smith Barney since 1993. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Catherine Eklund Mares is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2009. She is based in Palm Desert, CA. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutional clients, focusing on tailored financial planning and a broad range of investment services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its financial planning process.

Nancy Spidell is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and previously at Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Jason Gorski is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets, Inc. since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Gabriel Aguirre is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at RBC Capital Markets and City National Bank. Outside of his advisory role, he is an officer of Desert 2 Beach, LLC, a company based in Palm Desert, California. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate financial planning agreements.

Kathleen Valentine is a financial advisor with Morgan Stanley in Palm Desert, CA. She holds Series 63 and Series 65 licenses and has 42 years of industry experience. Since 2009, she has worked with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools that incorporate market modeling to guide financial strategies.

Janet Malachowsky is a financial advisor with Morgan Stanley, holding a Series 66 designation and 16 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured discovery conversations and firm-approved planning tools in its process.

Kelly Dougherty is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 43 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney and Citigroup Global Markets Inc. since 2009 and 2008, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and offers planning tools that incorporate Global Investment Committee estimates and Monte Carlo simulations.

Noel Dodge is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Courtney Hershberger is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 25 years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2023, she worked at RBC Capital Markets for 12 years. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Rodney Halvorson is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Ryan Wilson is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 66 licenses and having 24 years of industry experience. His prior roles include positions at CITY NATIONAL BANK and RBC Capital Markets. Outside of advising, he is involved with the Boys and Girls Club of the Coachella Valley as an organizing committee member for their golf tournament and is a partner in Texacali Catering LLC. Morgan Stanley Wealth Management provides a wide range of advisory services to individual and institutional clients, using structured financial planning tools and offering access to diverse investment programs. The firm manages approximately $2.74 trillion in client assets and delivers tailored planning through its Financial Advisors and Estate Planning Strategies Group.

David Schrager is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, Schrager owns and instructs at a skydiving school, teaching both civilian and military personnel on weekends. Morgan Stanley Wealth Management serves individual and institutional clients, providing a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Bryce Dalrymple is a Series 66-registered financial advisor with Morgan Stanley, based in Palm Desert, CA, and has five years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Co., and has teaching experience at the University of Redlands and Crafton Hills College. Outside of finance, he worked at Oak Valley Golf Course for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools.

Aran Kirschenmann is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Rud Pedersen Group and Pray.com. Outside of his advisory role, he tutors students online in SAT and essay writing on a freelance basis. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Scott Discount is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63, Series 65, and Series 66 licenses and 14 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to that, he worked at Hudson Private and spent a year semi-retired. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Oscar Castillo is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Caesar Hernandez is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

William Schwartz is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and 28 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning services that utilize structured discovery processes and advanced modeling tools.