Benjamin East is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and two years of industry experience. He previously worked at Abeka Services, Inc. for 17 years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to support its financial planning process.

Paul Snider is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2010. He serves on the Baptist Healthcare Investment Subcommittee in Pensacola as a board member. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning that utilizes firm-approved tools and models to assist clients in making informed decisions.

Cover Brooks is a financial advisor at Morgan Stanley with five years of industry experience. Prior to joining Morgan Stanley in 2020, Brooks worked for 14 years at International Paper. Brooks serves as Treasurer and board member of the Pensacola Womens Alliance, a local civic organization. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers investment management through various programs and affiliated entities.

Kyle Fortman is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. His previous roles include positions at Fidelity Investments, Fidelity Brokerage Services LLC, Aflac, and New York Life. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Emory Wilkinson is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Michael Baggett is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes long tenures at Merrill and Bank of America, prior to joining Morgan Stanley. He is also a member of Angel Investor Management Group LLC, which provides access to investments in early-stage companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad array of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Staci Corley is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2015, with a brief tenure at PNC Investments LLC from 2023 to 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides a wide range of advisory programs, including financial planning that uses structured discovery and firm-approved tools to model outcomes for clients.

Steven Clay is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Outside of his advisory role, he coaches a high school volleyball team in Gulf Breeze, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models as part of its advisory process.

Ryan Osborn is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing 22 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including comprehensive financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Jeffrey Brooks is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing five years of industry experience. Prior to joining Morgan Stanley in 2020, he spent 14 years at International Paper Company. Brooks currently works within Morgan Stanley’s Private Bank and Smith Barney divisions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market outlook models.

Petya Hamilton is a Series 66-licensed financial advisor with Morgan Stanley, based in Pensacola, FL, and has six years of industry experience. Prior to joining Morgan Stanley in 2019, Petya worked at SunTrust Bank and The Bank of New York Mellon. She also has experience outside the financial sector, having been involved with Fosko Coffee Barre in 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer corporate financial planning agreements.

William Van Voorhis is a financial advisor with Morgan Stanley in Pensacola, FL. He holds Series 63 and Series 65 designations and has one year of experience as an advisor. His prior work includes roles at DoorDash and Sterling Wealth Advisors, as well as involvement with Liberty University’s Center for Financial Literacy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including financial planning supported by structured discovery processes and firm-approved tools.

De Shana Williams Harbaugh is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. Her prior roles include positions at Fidelity Investments and Fidelity Personal and Workplace Advisors. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing financial planning through structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and via Corporate Financial Planning agreements.

Kelly Goodson is a Series 66-licensed financial advisor with 19 years of experience, currently with Morgan Stanley in Pensacola, FL. Her prior roles include positions at ThirtyOne Wealth and Private Client Services, along with a 16-year tenure at Morgan Stanley Smith Barney. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

John Huber is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Patrick Broadus is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he owns a rental property in Pensacola Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support its advisory services.

Matthew Lacour is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2012, working at both Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. He is based in Pensacola, Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services that incorporate structured discovery and modeling tools, while generally acting in an advisory capacity rather than providing individual security recommendations.

Christopher Kelly is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and having 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2009. Kelly serves as a board member of the Escambia-Santa Rosa Bar Association Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support tailored financial plans.

Stephen Harrod is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 credential and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he serves on finance and investment committees for Olive Baptist Church, a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools guided by its Global Investment Committee.

Robert Whibbs is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2020, he worked in the automotive sector for six years at StepOne Automotive Group and Vince Whibbs Automotive. He serves on the boards of two local organizations focused on civic and cultural activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and investment management services supported by firm-approved tools and methodologies.

Susan Reed is a financial advisor at Morgan Stanley with 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Reed holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Paul Snider is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes positions within Morgan Stanley entities and roles related to education and community centers in Florida. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering financial planning services supported by firm-approved tools and investment insights from its Global Investment Committee.

Joshua East is a financial advisor at Morgan Stanley in Pensacola, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2023, he spent several years involved in education at Pensacola Christian College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering comprehensive financial planning and a variety of advisory programs. The firm combines structured planning tools with broad investment and planning resources while managing approximately $2.74 trillion in client assets.

James Kelly is a CFP®-credentialed financial advisor at Morgan Stanley with four years of industry experience. He has worked with various divisions within Morgan Stanley since 2019. Outside of his advisory role, Kelly is actively involved in the arts and nonprofit sectors, serving as principal oboe with Sinfonia Gulf Coast and the Pensacola Symphony Orchestra, as well as holding board positions with the Community Foundation of Northwest Florida and the Red Cross. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies.

Andrew Flock is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he manages timber land and operates a personal farm focused on hay production in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Stacy Lentine is a Series 66-registered financial advisor with Morgan Stanley in Pensacola, FL, with nine years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Stephen Timberlake is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and 13 years of industry experience. He has worked with Morgan Stanley and its affiliated private bank since 2012. Outside of his advisory role, he owns a small honey-producing business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Tonya Estes is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Merrill for 13 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Beth Navarrete is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and 19 years of industry experience. She worked at Merrill from 2006 to 2023 before joining Morgan Stanley Smith Barney LLC, where she has been since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its planning process.

Elizabeth Thieme is a financial advisor at Morgan Stanley in Pensacola, FL, holding a Series 66 designation. She has been with Morgan Stanley since 2025 and previously worked in education and corporate roles at the Santa Rosa County School District and Beachbody, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Brian Harrod is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing 14 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2016. Outside of his advisory role, Harrod serves on the finance committee of Olive Baptist Church in Pensacola. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Lori Ptacek is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and approved planning tools.

Lorrie Swartz is a financial advisor at Morgan Stanley in Pensacola, Florida, with 13 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery conversations and firm-approved planning tools.

Robin Crosby is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing three years of industry experience. Prior to joining Morgan Stanley in 2019, Crosby was a homemaker and worked at the University of West Florida. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and proprietary planning tools, with an emphasis on advisory support rather than individual security recommendations.