Angela Valvano is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 credentials and 14 years of industry experience. She has been with Morgan Stanley Smith Barney since 2014 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm‑approved tools and modeling techniques.

Toni Cristiano is a financial advisor at Morgan Stanley with a Series 66 credential and approximately one year of industry experience. Prior to joining Morgan Stanley, Toni held roles at Four Hands and served in various capacities at High Point University. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery and firm-approved planning tools.

Peter Debrino is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning and utilizes firm-approved tools and modeling techniques to support its services.

Vincent Rosario is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at Chime Realty and educational institutions including Queens College and Adelphi University. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Elizabeth Harrigan is a financial advisor at Morgan Stanley with four years of industry experience. She has been with Morgan Stanley since 2019 and previously operated a small business, Velocity Group LLC, which did business as Bitsy's Bikinis, from 2014 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a range of advisory programs.

William Krabbe is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 credential. His prior roles include positions at Equitable Advisors, Modern Woodmen, and Rare Species Conservatory. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Christian Dinallo is a financial advisor at Morgan Stanley with Series 63 and Series 65 designations. He has been in the industry for one year, previously working at Equitable Advisors and KM Capital Group. Christian's background includes experience in education, having worked at the University of Delaware, Ursinus College, and John Jay High School. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured tools and proprietary market models. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning services.

Steven Meyers is a financial advisor at Morgan Stanley with 35 years of industry experience. He previously worked at UBS Financial Services for 16 years before joining Morgan Stanley in 2025. Outside of his advisory role, he serves as a board member overseeing lifeguards at the Shore Acres Pool Club in Mamaroneck, NY. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Edward Perkins III is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliates since 2009, including a prior role at UBS Financial Services from 2003 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides planning through both direct and corporate channels.

Joseph Verone is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Morgan Stanley since 2022. His prior roles include positions at Guidehouse, Oxley Capital Management, and Tabula Rasa HealthCare. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering financial planning and estate strategies supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer agreements.

Anne Bensel is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following a 12-year tenure at CitiGroup Global Markets Inc. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process employs structured discovery conversations and proprietary tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Scott Lowman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1994. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and provides access to various investment products and strategies.

Marianne Murphy is a financial advisor at Morgan Stanley with eight years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2018, and previously spent two years at BNB Bank. Murphy holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by a structured discovery process and utilizes tools such as Monte Carlo simulations and Secular Return Estimates to model outcomes.

Orazio Maddalena is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He serves as a board member of Copland House. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, with a focus on tailored financial planning and comprehensive asset management.

Raymond Cotto is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and four years of industry experience. His work history includes multiple roles at Morgan Stanley and previous positions at Cornell, Bucknell, and John Jay High School. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

James O’Reilly is a financial advisor at Morgan Stanley with 26 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007, including 17 years at Morgan Stanley Smith Barney. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Melissa Bednarczyk is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney and Morgan Stanley & Co. Incorporated since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and research.

Sandrina Vieira is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She worked at Janney Montgomery Scott for 14 years before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning tools and investment committees.

Kevin Leblanc is a financial advisor with Morgan Stanley possessing 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with various Morgan Stanley entities since 2016, including Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of his advisory work, he is in the process of establishing a corporation related to rental property income. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques to support client goals.

Susan Berman is a financial advisor at Morgan Stanley with 44 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney since 2009. She also has experience with Citigroup Global Markets dating back to 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.