Christopher Stone is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Axiom Investors, and International Value Advisers, LLC. Outside of financial advising, he is the managing member and owner of a real estate business managing a property in Manhattan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Clifford Topol is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 credentials and over 51 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by structured processes and advanced modeling tools.

Cristen Brady is a financial advisor at Morgan Stanley with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at UBS Financial Services from 2016 to 2023. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Spencer Rosman is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Pamela Lowell is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenarios to support client financial plans.

Jason Haberman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2012, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he is a guitarist and vocalist in a personal band with friends. Morgan Stanley Wealth Management (MSWM) provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery and analytic tools but does not include individual security recommendations as part of standalone plans.

Aaron Saperstein is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, he serves as treasurer for the Earl Monroe New Renaissance Basketball Academy Charter School in the Bronx. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Isaiah Diaz is a Series 66-licensed financial advisor with six years of industry experience, currently practicing at Morgan Stanley. His prior roles include positions at Valic Financial Advisors and Agia. Outside of finance, Diaz is involved in basketball officiating through his role with IAABO Board 52. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and financial planning services, utilizing firm-approved tools and models to support clients’ financial goals.

Niles Munsch is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2020, he worked at Fordham University, Ct Sportsplex, Kohls, and the Harvey Cavalier camp. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Matthew Clemente is a financial advisor at Morgan Stanley with 18 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2013 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including financial planning and estate strategies, with assets under management totaling approximately $2.74 trillion.

Paul Olivo is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services Inc for 13 years. Olivo serves as a board member of the Fordham Prep Top Corner Club, a nonprofit focused on sports. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques.

Carole Epstein is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based planning process without offering individual security recommendations as part of standalone plans.

Samantha Lobasso is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has previously worked in roles outside finance, including at Kao Thai and College Nannies Tutors and Sitters. Morgan Stanley Wealth Management serves individuals and institutional clients with advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers a broad range of investment and advisory services.

Laurence Gerace is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley in various roles since 2017. He also has prior experience at Kaplan, Fox & Kilsheimer LLP and the nonprofit CAPM2.0. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

David Passman is a financial advisor at Morgan Stanley with 33 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, National Association since 2015. Passman holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and research.

John Cirocco is a financial advisor at Morgan Stanley with 45 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025, following a 25-year tenure at UBS Financial Services. He holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and market modeling techniques.

Walter Camas Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment insights from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers its services both directly to individuals and through corporate financial planning agreements.

Margaret Patrick is a Certified Financial Planner (CFP®) with 13 years of industry experience. She is currently with Morgan Stanley, where she has worked since 2022, and previously held positions at Bank of America, Merrill, and Ameriprise. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including customized financial planning. The firm uses structured planning tools and investment models to support client financial plans, managing approximately $2.74 trillion in assets.

Lauren Kemp is a financial advisor at Morgan Stanley with 10 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley and its affiliated entities since 2016, including Morgan Stanley Smith Barney LLC since 2018. Morgan Stanley Wealth Management is a firm that provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer agreements.

Eric Stern is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is the sole proprietor of two real estate-related business entities in Mount Kisco, NY. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm employs structured planning tools and models outcomes using proprietary methods while offering both direct client services and corporate financial planning agreements.