Melanie Dowell is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 45 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Dowell serves on the advisory board for The Center for Innovation and Entrepreneurship at the University of Mississippi. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, with a financial planning process that includes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and provides services through both individual and corporate financial planning agreements.

John Miller is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outcome modeling.

Joseph Zimmerman is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation and 19 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved with investment-related activities through Robo Properties. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies.

Mary Sweat is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, National Association. Outside of her advisory role, she serves on the Finance Committee of the Junior League of Jackson and as Secretary of the Jackson Area Kappa Kappa Gamma Alumni Association. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Bradley Bumgarner is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation and 24 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is a registered agent for G&G Outdoors LLC, a family-related investment entity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services through both direct and corporate financial planning arrangements.

Christa Garrett is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its related entities since 2009. Outside of her advisory work, she is co-owner of a contracting and design business in Pearl, Mississippi, which focuses on building, trim carpentry, remodeling, and backsplash design. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Rayford Hudson IV is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and possessing 27 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is president of RFB Family Ventures LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning that utilize firm-approved tools and models to assist clients in developing comprehensive financial plans.

Julie Culberson is a financial advisor with Morgan Stanley in Ridgeland, Mississippi, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in the restaurant industry as an employee of Buffalo Wild Wings in Flowood, Mississippi. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Thomas Guillot Jr. is a Series 63-licensed financial advisor with Morgan Stanley, bringing 35 years of industry experience. He has held positions at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

John Sumner Jr. is a financial advisor with Morgan Stanley in Ridgeland, MS, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following earlier experience at Citigroup Global Markets. Outside of his advisory role, he manages family land used for growing pine trees and leasing for hunting. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisors.

Timothy Reid is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 19 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Global Investment Committee Secular Return Estimates and Monte Carlo simulations to support its financial planning process.

David Cade is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as with CitiGroup Global Markets since 2008. Outside of his advisory role, he is the owner of Poverty Point Farm. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools along with various investment and financial product services.

Douglas Rule is a financial advisor with Morgan Stanley in Ridgeland, Mississippi, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2009 and is also associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its services.

Jennifer Walley is a financial advisor with Morgan Stanley, holding a Series 66 designation and eight years of industry experience. She previously worked at LPL Financial LLC, Trustmark National Bank, and Bank of America, among other firms. Outside of finance, she had a brief role with Fuzzy's Taco Shop in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs with an emphasis on tailored financial planning supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various financial planning and investment strategies.

Brendan Berry is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation. He joined Morgan Stanley in 2026 after four years at Mississippi Sports Medicine and Orthopedic Center and multiple years at Jackson Preparatory School. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and methodologies.

Quinn Crothers is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Principal Securities, Principal Life Insurance, and Northwestern Mutual in various roles. Outside of finance, he is the CEO of FITNESS FIGURE LLC, a company developing a mobile app for exercise tracking. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services. The firm uses structured planning tools and investment modeling techniques, managing approximately $2.74 trillion in client assets.

Preston Dowell is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 credential and 15 years of industry experience. He has been with Morgan Stanley since 2011, including roles at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, Dowell is involved in several entrepreneurial and community-focused ventures, including leadership roles in agricultural and manufacturing businesses, as well as a nonprofit organization centered on land preservation and youth programs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs utilizing firm-approved tools and modeling techniques to assist clients with tailored financial strategies.

Barbara Gibbons is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes seven years at BOK Financial Securities, Inc. and Bokf, NA before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group.

Richard Lawrence is a CFA® charterholder and holds a Series 66 license, with eight years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, following four years at Southern Farm Bureau Life Insurance Company. Outside of his advisory role, he is involved as an officer in Little Star LLC, a property management business. Morgan Stanley Wealth Management provides financial advisory and planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning process supported by proprietary tools and offers a wide range of investment programs and institutional products.

Ethan Hill is a financial advisor at Morgan Stanley in Ridgeland, MS, holding a Series 66 designation with approximately one year of industry experience. His prior work experience includes roles at Fidelity Investments and First Choice Health Plan, as well as various positions at the University of Mississippi and other local organizations. Outside of advisory work, he has been involved with ventures such as FitChef and Vacayzen. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on structured financial planning supported by firm-approved tools and managed assets totaling approximately $2.74 trillion.

Bryan Sumner is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation and three years of industry experience. His prior roles include positions at BDO USA, LLP, and the University of Mississippi. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on structured financial planning supported by proprietary tools and market analyses. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Annette Dubose is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients, including tailored financial planning and integrated investment solutions. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by advanced modeling tools.

Jason Berry is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation and bringing 26 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning agreements.

Frank Benner is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Walker Dowell is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and nine years of industry experience. He previously worked at Stephens Inc. from 2014 to 2017 before joining Morgan Stanley Private Bank and Morgan Stanley in 2017. Outside of his advisory role, Dowell serves on the Ole Miss Business School Advisory Board and is involved in several investment-related business ventures. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques to develop tailored financial plans.