Heather Watanabe is a financial advisor at Morgan Stanley in Salt Lake City, UT, with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2017 and Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she serves on the investment committee and advisory board of the United States Ski and Snowboard Association and is involved with the Young Presidents Organization, focusing on skiing and speaking engagements. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques but generally acts in an advisory capacity rather than as a fiduciary for retirement accounts unless otherwise engaged.

Jonathan Sterzer is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he owns Copper Leaf LLC, a real estate-related business based in West Jordan, Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market analyses.

Kelli Prescott is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide array of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning and manages approximately $2.74 trillion in client assets.

Charlotte Painter is a Certified Financial Planner® with 12 years of industry experience. She has worked at Morgan Stanley since 2021 and previously held positions at JPMorgan Securities LLC, JPMorgan Chase Bank, Royal Alliance, LPL Financial, and Zions Bank. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Anthony Lazzara is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2011, currently also serving at Morgan Stanley Private Bank, National Association. He acts as a trustee and co-trustee for a trust based in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, employing structured financial planning supported by firm-approved tools and methodologies.

Paul Shoemaker is a CFP® with 28 years of industry experience. He has worked at Merrill since 1998 and has been with Morgan Stanley in various roles since 2012, including at Morgan Stanley Private Bank, National Association since 2015. He is based in Salt Lake City, UT. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by a Global Investment Committee.

Logan Brassington is a financial advisor at Morgan Stanley in Salt Lake City, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Lifetouch and the EWU Institute for Public Policy and Economic Analysis. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Alan Paulson is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, previously holding positions at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that integrate structured planning processes with extensive retail and institutional investment offerings.

Lisa Pollock is a financial advisor with Morgan Stanley in Salt Lake City, Utah, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2017 and previously at Farmers Financial Solutions LLC from 2015 to 2017. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

R Higgins is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he participates in quarterly strategic meetings for Mountain States Fence in Utah. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Patrick Halladay is a financial advisor at Morgan Stanley in Salt Lake City, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Wells Fargo Clearing Services and US Tech Solutions. Outside of finance, he has been involved with the United States Soccer Federation for over a decade, serving in a recreational leadership role. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning services supported by firm-approved tools and research.

Summer Excell is a financial advisor at Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 65 licenses with nine years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory work, she owns two businesses providing makeup services and aerial arts education. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and models to support client goals.

Brandon Ross is a financial advisor at Morgan Stanley with 30 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and previously held positions at Bank of America and Merrill Lynch. Outside of his advisory role, Ross owns and operates Impulse Investments, LLC, focusing on property management. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Jace Waddoups is a financial advisor with Morgan Stanley in Salt Lake City, Utah, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Morgan Stanley since 2014. Outside of his advisory role, he manages a flower farm business in Farmington, Utah. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Aaron Rokeach is a financial advisor with Morgan Stanley in Salt Lake City, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at Goldman Sachs Bank USA from 2014 to 2019 before joining Morgan Stanley Private Bank and Morgan Stanley in 2019. Rokeach serves as a board member on the finance committee of Jewish Family Services, a community organization focused on economic assistance and welfare. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and market simulations.

Braxton Shoemaker is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2024, including time at Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he held roles at Fidelity Investments, EnerBank USA/Regions Financial, and has experience in both educational and community settings. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers diverse investment and planning services without providing individual security recommendations as part of standalone planning.

Jordan Gerlach is a financial advisor at Morgan Stanley in Salt Lake City, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, he worked at Goldman Sachs and held roles at several other organizations including Prince Perelson and PNC Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Riel Desaulniers is a financial advisor at Morgan Stanley in Salt Lake City, UT, holding a Series 66 designation with three years of industry experience. His prior roles include positions at E*Trade and Acima Credit, as well as work at the University of Utah. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Jon Willhite is a financial advisor at Morgan Stanley in Salt Lake City, UT, with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2017. Outside of his advisory role, he is involved in business ventures related to social media and technology development. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Eric Smith is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the CFP® designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was with JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC for a decade. Smith serves on the advisory board of the Natural History Museum of Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Carrie Larsen is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Outside of her advisory role, she is involved in a house cleaning business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Brian Parcell is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and modeling techniques.

Mark Thorup is a financial advisor at Morgan Stanley Wealth Management in Salt Lake City, UT, with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including time at Morgan Stanley Private Bank. Outside of his advisory role, he operates a lawn aeration business as a sole proprietor. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and investment management services.

Leanne Clark is a financial advisor at Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 licenses with 25 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2016. Outside of her advisory role, she is involved in property management as the owner of a rental property. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs and tailored financial planning supported by proprietary tools and research. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-linked financial planning services.

Cody Adams is a financial advisor with Morgan Stanley in Salt Lake City, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007. Outside of his advisory role, he is a partner at Mariposa Properties, a real estate business based in Salt Lake City. Morgan Stanley Wealth Management provides a broad range of advisory services to both individual and institutional clients, offering customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling to support its financial planning process.

Jennifer Mcdermott is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2004 to 2017 before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individuals and institutional clients with a variety of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools, providing advisory services without individual security recommendations as part of its standalone programs.

Douglas Anderson is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Based in Salt Lake City, UT, Anderson’s career spans various capacities within the firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Brian Winebrenner is a financial advisor at Morgan Stanley in Salt Lake City, UT, with 16 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at E*TRADE Capital Management and Fidelity Brokerage Services. Outside of his advisory role, he is involved with Wild Wasatch, an agriculture-related business in Sandy, Utah, where he serves as a partial owner and employee. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Melissa Hirschi is a CFP® professional with 19 years of experience in the financial services industry. She is currently with Morgan Stanley in Salt Lake City, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, Hirschi serves as treasurer for the Beacon Heights Elementary PTA and is involved with High Moon Group, LLC, a retail and online store where she handles bookkeeping. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and does not offer individual security recommendations as part of its standalone financial planning program.

Molly O'Brien is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has previously worked at several firms including Cafe Molise and Fiddlers Elbow, as well as held roles at the University of Utah and the Humane Society of Utah. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

David Dudley is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Outside of finance, he operates a voiceover business, performing auditions for commercials, movie promos, and narrations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process incorporating the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Richard Potashner is a financial advisor with Morgan Stanley in Salt Lake City, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jesse Bohannon is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 registrations and bringing 11 years of industry experience. His career includes multiple roles within Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as a tenure at JPMorgan Chase Bank. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that employs firm-approved tools and methodologies.

Steven Witsman is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Spencer Willhite is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding a Series 66 credential and bringing 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017 and was previously employed at Bank of America and Merrill from 2014 to 2017. His spouse, Jillian Willhite, is involved in retail and online stores in Highland, Utah. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools alongside its Global Investment Committee’s analyses to support client strategies.

Randall Larsen is a financial advisor with Morgan Stanley in Salt Lake City, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Rippling, Bill.com, JP Morgan Chase, and Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes firm-approved tools and methodologies.

Brian Swenson is a financial advisor at Morgan Stanley in Salt Lake City, UT, with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Outside of his advisory role, Swenson serves on the finance committee and advisory board of a local Make-A-Wish chapter. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and extensive resources.

Cindy Thomas is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved in several community and cultural organizations, including serving as president of the Buddhist Women's Association of Salt Lake and participating in local arts and women's shelter advisory committees, and she engages in personal hobbies such as selling pottery, jewelry, and working with doTERRA essential oils. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services using structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

John O'Leary is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2025, he spent 13 years at J.P. Morgan Securities. Outside of his advisory work, he is a partner at Penny Lane RE LLC, a real estate property management firm. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and estate planning groups.

Juan Lacroze is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.

Daniel Bryant is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and proprietary planning tools.

Sara Blackham is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 designations and 17 years of industry experience. She has been with Morgan Stanley since 2017, following a brief tenure at E*Trade Securities LLC and a two-year period as a stay-at-home mother. Outside of her advisory role, she participated in a research project called ECHO. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of services including wrap programs and strategic investment solutions.

Adam Smith is a Series 66-licensed financial advisor with Morgan Stanley in Salt Lake City, UT, and has three years of industry experience. Prior to joining Morgan Stanley, he worked at SocialClimb LLC and spent ten years at AdvancedMD. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning services that utilize firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning solutions.