Matthew Hall is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 license. He joined Morgan Stanley in 2025 and has prior experience in vacation rental management and education, having worked at Mission Sands Vacation Rentals and several schools. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Maria Maldonado is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities and Pier 1. Her current role at Morgan Stanley began in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Kevin Fennell is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 credential with eight years of industry experience. His prior roles include positions at UBS Financial Services and BDO. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and processes supported by its Global Investment Committee.

Michelle Gray is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with 11 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its client service approach.

Tessa Biggs is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and three years of industry experience. Her background includes roles at Morgan Stanley since 2022 and experience in the fitness and wellness sectors, including positions at Rumble Boxing Del Mar and Nektar Juice Bar. She also spent time at the University of California, San Diego, between 2020 and 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process that utilizes firm-approved tools and market simulations.

Alan Dehesa is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC before joining Morgan Stanley Private Bank and Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various investment and planning strategies.

Darren Pfefferman is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets from 1994 to 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Steven Talia is a Series 66-licensed financial advisor with Morgan Stanley, based in San Diego, CA, and has 15 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank for 11 years before joining Morgan Stanley in 2023. Outside of his advisory role, he is involved with several private business ventures in real estate and technology through his positions with SRT REAL ESTATE LLC, 3T Brothers, LLC, and SRT FAMILY HOLDINGS LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm‑approved tools for modeling potential outcomes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Morgan Elliott is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked at Morgan Stanley since 2009, including a current role with Morgan Stanley Private Bank, N.A., and previously spent three years at Citigroup Global Markets. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Elizabeth Pille is a financial advisor at Morgan Stanley with 44 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1998 to 2009. Outside of her advisory work, she is involved with the Living Right Wellness Center, a healthcare and wellness facility. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm employs structured planning tools and manages approximately $2.74 trillion in client assets.

Jeffrey O'Neill is a financial advisor at Morgan Stanley with a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and market models.

Alex Cole is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2013, including over a decade with Morgan Stanley Private Bank, N.A. based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by proprietary tools and models, managing approximately $2.74 trillion in client assets.

Lee Guzman is a financial advisor with Morgan Stanley in San Diego, CA, holding the Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Kathryn Miller is a financial advisor with Morgan Stanley in San Diego, holding Series 63 and Series 66 credentials and with 10 years of industry experience. She has worked at Morgan Stanley since 2015, with a break between 2017 and 2021 when she was employed at UBS Financial Services Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and modeling techniques.

Christopher Valeriano Bernal is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at JPMorgan Chase Bank, N.A. from 2016 to 2023. Bernal is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and outcomes modeling in its financial planning process.

Stephany Horn is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 license with 19 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.

Samantha Sebald is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2016, as well as Morgan Stanley Smith Barney LLC since 2014. Based in San Diego, CA, her career has been focused entirely within Morgan Stanley's network. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and market projections.

Paul Miller is a Series 63 licensed financial advisor with Morgan Stanley in San Diego, CA, and has 33 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. He serves on the San Diego State University Alumni Advisory Board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Thanh Hoang is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 registration and 11 years of industry experience. He has been with Morgan Stanley since 2014. Outside of his advisory role, he operates TheSDPhotoGuys, LLC, a photography business specializing in photobooth services and event coverage. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Zachary Gelbart is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with 17 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.