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Lawrence P

Series 65, Series 66

San Diego, CA

Morgan Stanley

Lawrence Parente is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 65 and Series 66 licenses and has held positions at firms including Bank of America Private Bank, Merrill, and Carmel Capital Partners. Outside of advisory work, he is president of Parente Enterprise Management, Inc., a mobile waste compaction franchise. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, combining tailored financial planning with access to investment committees and planning tools to model potential outcomes.

General estate planning guidance
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Patcharapa C

Series 63, Series 66

San Diego, CA

Morgan Stanley

Patcharapa Chiwarak is a financial advisor at Morgan Stanley in San Diego, CA, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following prior roles at Charles Schwab Bank and Charles Schwab & Co., Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

General estate planning guidance
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Anthony W

Series 63, Series 65

San Diego, CA

Morgan Stanley

Anthony Weiner is a financial advisor at Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses with 12 years of industry experience. His career includes roles at Morgan Stanley since 2021 and previous positions at Wells Fargo Clearing and Wells Fargo Bank NA from 2007 to 2021. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

General estate planning guidance
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Raymond R

Series 63

San Diego, CA

Morgan Stanley

Raymond Ruysschaert is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and bringing 41 years of industry experience. He worked at UBS Financial Services for 26 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2021. Outside of finance, he was involved as a band member in a rock group based in La Jolla, California. Morgan Stanley Wealth Management offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning through structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and supports planning without providing individual security recommendations as part of its standalone financial planning services.

General estate planning guidance
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Joshua B

Series 66

San Diego, CA

Morgan Stanley

Joshua Bristol is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley since 2016 and previously was employed at The Ski Corner for two years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning, managing approximately $2.74 trillion in client assets, and employs a structured planning process that includes modeling outcomes with firm-approved tools.

General estate planning guidance
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Betsy E

Series 66

San Diego, CA

Morgan Stanley

Betsy Edmunson is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at UnionBanc Investment Services and LPL Financial. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using tools such as Monte Carlo simulations and serves clients through both direct and corporate financial planning agreements.

General estate planning guidance
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Sandra G

Series 66

San Diego, CA

Morgan Stanley

Sandra Gordon is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2014. Gordon is involved with a trust-related business activity based in La Verne, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

General estate planning guidance
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Christina O

Series 66

San Diego, CA

Morgan Stanley

Christina Ordner is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, following three years at Citigroup Global Markets. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer offering advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and market outlook models.

General estate planning guidance
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Andrew L

Series 63, Series 66

San Diego, CA

Morgan Stanley

Andrew Lee is a financial advisor at Morgan Stanley in San Diego, CA, with 17 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Morgan Stanley in 2024, he worked at TD Ameritrade, Inc. for 16 years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

General estate planning guidance
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Jay G

Series 63, Series 65

San Diego, CA

Morgan Stanley

Jay Gelbart is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 designations and possessing 44 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and modeling techniques.

General estate planning guidance
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Victoriano P

Series 66

San Diego, CA

Morgan Stanley

Victoriano Penera is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation. His prior experience includes roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support its financial advice.

General estate planning guidance
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Jacob R

Series 66

San Diego, CA

Morgan Stanley

Jacob Ruysschaert is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and nine years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2017, as well as UBS Financial Services from 2012 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Secular Return Estimates and Monte Carlo simulations.

General estate planning guidance
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Brad D

Series 63, Series 65

San Diego, CA

Morgan Stanley

Brad Daluiso is a financial advisor at Morgan Stanley in San Diego, CA, with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets from 2002 to 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

General estate planning guidance
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Michael T

Series 66

San Diego, CA

Morgan Stanley

Michael Tedesco is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a focus on tailored financial planning and manages approximately $2.74 trillion in client assets.

General estate planning guidance
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James K

Series 63, Series 65

San Diego, CA

Morgan Stanley

James Kenison is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and 31 years of industry experience. His career includes roles at Unionbanc Investment Services and Banc of America Investment Services prior to joining Morgan Stanley in 2020. He also serves as a successor trustee in a trust-related capacity outside his advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm‑approved tools and modeling techniques.

General estate planning guidance
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Scott A

Series 63, Series 65

San Diego, CA

Morgan Stanley

Scott Austin is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

General estate planning guidance
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J. M

Series 63, Series 66

San Diego, CA

Morgan Stanley

J. Miller is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory activities, he serves on the finance committee of La Jolla Presbyterian Church. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and extensive client assets under management.

General estate planning guidance
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Kevin B

Series 66

San Diego, CA

Morgan Stanley

Kevin Bobrow is a financial advisor at Morgan Stanley with 10 years of industry experience. His prior work includes roles at Bank of America, Merrill Lynch, and Morgan Stanley Private Bank. He holds a Series 66 designation and is based in San Diego, CA. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling.

General estate planning guidance
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Justin G

Series 66

San Diego, CA

Morgan Stanley

Justin Griffin is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 10 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017 and previously worked at Bank of America and Merrill from 2015 to 2017. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and management of approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, including scenarios modeled by the Global Investment Committee’s estimates and Monte Carlo simulations.

General estate planning guidance
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