Ashley Steinman is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials and possessing seven years of industry experience. Prior to joining Morgan Stanley in 2020, Steinman worked at JB&A and Wells Fargo in various capacities from 2016 to 2020. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm employs a structured financial planning process supported by firm-approved tools and offers a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

George Toothman is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities, NYLIFE Securities LLC, and New York Life Insurance Co. Outside of financial services, his background includes work with the United States Postal Service and involvement with Toothman Dental. Morgan Stanley Wealth Management provides a range of advisory programs to both individuals and institutional clients, utilizing structured financial planning tools and modeling techniques. The firm manages a broad asset base and offers services through various planning and investment strategies.

Nathaniel Mcphail is a Series 66-credentialed financial advisor with Morgan Stanley in San Francisco, CA, where he has worked since 2015. He has 19 years of industry experience. Outside of financial advising, he serves as a board member and officer at Astu Neon, Inc., a company involved in the importation and sale of olive oil. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Sean Corcoran is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2011. He holds Series 63 and Series 65 licenses and is based in San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs and employs a structured financial planning process that includes firm-approved tools and scenario modeling.

Christopher Pappas is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Morgan Stanley Smith Barney LLC since 2014, including his current role at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and a structured discovery process to develop financial plans.

Francesco Pietroforte is a Series 66-licensed financial advisor with Morgan Stanley, based in San Francisco, CA. He has one year of industry experience, with prior roles at firms including ICONIQ Capital, JPMorgan Chase Bank, and First Republic Bank. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and investment committee insights.

Laura Russell Jones is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 credentials with 18 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, and previously held roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory work, she is the sole proprietor of Posh Baban, a retail and online store based in Oakland, CA. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Todd Locicero is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He joined Morgan Stanley in 2024 after 14 years at UBS Financial Services. Outside of his advisory role, he owns a residential property that he is converting into a rental. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and investment analysis. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services including estate planning and corporate financial planning agreements.

Kevin Cardenas is a financial advisor with Morgan Stanley in San Francisco, holding a Series 63 license and bringing 39 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of finance, he is a board member of BCTV, a bilingual children's television organization, and plays guitar in a band called The Marchmen. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Sean Bricmont is a CFA® charterholder and holds Series 65 and Series 63 licenses, with 16 years of experience in the financial industry. He has worked at Morgan Stanley since 2023 and previously spent over a decade with First Republic in various investment management and securities roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, and manages approximately $2.74 trillion in client assets.

Maxwell Morais is a Series 66 licensed financial advisor with three years of industry experience, currently serving at Morgan Stanley in San Francisco. His prior roles include positions at First Republic Securities Company and First Republic Investment Management. Outside of financial advising, Morais is a partner and officer at VBM Brands LLC dba La Pituca, a restaurant and bar business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, utilizing firm-approved planning tools and a structured financial planning process. The firm manages approximately $2.74 trillion in client assets and delivers tailored financial and estate planning services.

Scott Wu is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His prior work includes roles at First Republic Bank and Motion Recruitment, as well as experience outside finance at KA Interiors. He is based in San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning and manages approximately $2.74 trillion in client assets.

Anna Toy is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2010, including tenure at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Dana Kern is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 13 years of industry experience. Kern has been with Morgan Stanley since 2015. Outside of advisory work, Kern owns and operates Mystic Moonkitty Crystals LLC, a retail and online store. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a comprehensive investment approach without providing individual security recommendations as part of standalone plans.

Nicholas Matayoshi is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory work, he is involved with De La Salle High School in Concord, California, in a non-investment-related capacity. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Joy Boatwright is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her advisory role, she is a general partner of JYCY, LLC, an investment vehicle she established with her sister to invest in local businesses including workout studios and restaurants. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through various financial planning and investment strategies.

Luc Marshall is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with three years of industry experience. His career includes roles at First Republic Securities and First Republic Investment Management, as well as positions outside finance at Peet's Coffee and CVS Health. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Taylor Van Vlack is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, Taylor worked at UC Davis School of Law and UC Davis. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Katharine Partridge is a financial advisor at Morgan Stanley in San Francisco with 16 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Anthony Miyawaki is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and three years of industry experience. His prior roles include positions at First Republic Securities Company, LLC and Bank of America. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.