Michelle Martin is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley in multiple periods since 2014, with a one-year tenure at Merrill in 2019-2020. Based in San Francisco, CA, she currently serves clients through Morgan Stanley’s wealth management division. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and a variety of investment products.

Lowry West is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Lydia Shih is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Morgan Stanley Smith Barney LLC since 2009. The firm, Morgan Stanley Wealth Management, provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process utilizes structured discovery conversations and firm‑approved tools, though clients are responsible for implementing and updating their plans.

Gabriel Gutierrez is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with five years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Equitable Advisors and AXA Advisors, LLC. His background also includes positions outside finance such as roles at Instacart, Tommy Bahama, and Auberge Du Soleil. Morgan Stanley Wealth Management serves individuals and institutional clients with a broad range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and corporate financial planning arrangements.

Ami Russell is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and comprehensive investment solutions.

Mario Donati is a financial advisor with Morgan Stanley in San Francisco, holding a Series 63 designation and bringing 37 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of his advisory role, he is a partner in Donati Investments, a family holdings investment entity. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through financial advisors and estate planning specialists.

Alvin To is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services from 2015 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and modeling techniques.

Ice Liu is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for five years and at Boston Imperium for one year. His earlier work experience includes roles at UC San Diego Geisel Library and the University of California, San Diego. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s research to develop financial plans.

Gerard Zell Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Based in San Francisco, CA, Zell has an extensive career within the firm’s various divisions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its advisory process.

Jalen Ponder is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Morgan Stanley, he worked at Blueprint Wealth Advisors for one year and was a full-time student for ten years. He was also the founder of Drive 815, a recreation business in Rockton, Illinois, which he recently sold and from which he continues to receive dividends. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, combining financial planning with investment advisory services and managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools, relying on models such as Monte Carlo simulations, while clients implement and maintain their plans.

Shane O'Neill is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Morgan Stanley, he worked at Stytch, Inc., Plaid, Inc., and Square, Inc. Outside of his advisory role, he is involved in sports coaching through CitySide Lax. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering customized financial planning and managing approximately $2.74 trillion in client assets.

Tobias Leonardos is a financial advisor at Morgan Stanley in San Francisco, holding Series 65 and Series 63 licenses with seven years of industry experience. His career includes roles at Morgan Stanley Private Bank and Mutual of Omaha Insurance Company, among others. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outlook models.

Dean Braun is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Christopher Lamm is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. His background includes roles at Presidio Technology Partners and RBC Wealth Management, as well as prior teaching positions at The University of Chicago and The Branson School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its services.

Zachary Epstein is a financial advisor at Morgan Stanley in San Francisco, California, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Nordstrom and positions in higher education at the University of California Santa Cruz and Santa Barbara City College. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Thomas Piliero is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Beth Scanlan is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, Scanlan serves on the board and finance committee of the Bear Creek Association, participates in the Alpine Meadows Land Trust Project, and holds a board member and coaching position at Able Works. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and market simulations.

Scot Meyer is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2012, serving in the Morgan Stanley Private Bank since 2022. Outside of his advisory role, Meyer is an independent artist selling work on Etsy and operates a creative outlet business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its clients’ financial planning needs.

Michelle Ross is a Series 66-licensed financial advisor with Morgan Stanley in San Francisco, CA, where she has worked since 2009. She has 19 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Eric Xie is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with four years of industry experience. His prior work includes positions at Charles Schwab and Wells Fargo. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and models to support its advisory process.