Elio Issa is a Series 66-licensed financial advisor at Morgan Stanley in San Francisco, CA, with no prior industry experience before joining the firm. His work history includes multiple terms at Morgan Stanley and a brief period at Equitable Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Russell Hoss is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at CBRE Inc., Norco College, loanDepot Inc., SetSchedule LLC, and Yuen Enterprises One Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Adriana Molinar is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Robert Sinskey Vineyards and Glass Onion Catering & Gourmet Foods, as well as six years in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs while managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and firm-approved tools to support client planning.

Joseph Scanlon III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, and previously spent ten years at Stifel Nicolaus & Co., Inc. in various advisory roles. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

John Johnston Jr. is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and possessing 37 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets, Morgan Stanley Dw Inc., and Robertson Stephens, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques to assist clients in developing tailored plans.

Jan Pekalski is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 19 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and advanced modeling tools but does not include individual security recommendations in its standalone planning service.

Michael Baumer is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2002, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, Baumer is involved in several family-owned investment and business entities, serving in various leadership and financial roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process featuring firm-approved tools and modeling scenarios.

Christopher Roth is a financial advisor at Morgan Stanley with 24 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2017 and previously worked at UBS Financial Services from 2001 to 2017. Roth holds the Series 66 designation and is based in San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Matthew Carter is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 credential and two years of industry experience. His background includes service in the United States Army from 2013 to 2019 and employment with the San Francisco Giants. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Jaclyn Andrews is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at several firms including First Republic Investment Management and Wells Fargo Clearing Services. Andrews is currently based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses through its Financial Advisors and Estate Planning Strategies Group.

James Schembs is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He previously worked at BMO Capital Markets Corp. and Zachary Scott & Co. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, providing financial planning and investment services supported by firm-approved tools and a comprehensive investment process.

Susan Silver is a financial advisor at Morgan Stanley with 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support clients’ planning needs.

Tami Lautoa is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and First Republic in various advisory roles since 2009. Lautoa is based in San Francisco, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual planning and corporate financial planning agreements.

Elizabeth Stromquist is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 11 years of industry experience. She worked at UBS Financial Services Inc from 2014 to 2016 before joining Morgan Stanley in 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools in its financial planning approach.

Cindy Hawks is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and 26 years of industry experience. Her prior roles include positions at UBS Financial Services, Bank of America, and Merrill. She has been with Morgan Stanley since 2022. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Stephen Farmer is a financial advisor with Morgan Stanley in San Francisco, CA, holding a Series 66 designation and over 10 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015 and 2016, respectively. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through various financial planning and investment services.

David Midgley is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Morgan Stanley in 2019, he worked at Goldman, Sachs & Co. for 14 years. Outside of his advisory role, Midgley serves as treasurer and head of the finance committee at Broadmoor Golf Club in Seattle. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to support client financial goals.

Adam Cline is a Wealth Management Advisor at Merrill Lynch Wealth Management in San Francisco. He began his career in the financial services industry in 2009 and joined Merrill in 2010. Adam works primarily with affluent clients including C-suite executives and serial entrepreneurs, providing a holistic approach to wealth management. He focuses on understanding clients' financial goals and helping them develop personalized strategies for wealth enhancement, preservation, transfer, and charitable giving. His expertise covers executive compensation, equity compensation services, liquidity management, personal retirement planning, and retirement income. Adam holds a Bachelor of Science in Political Economics from the University of California, Berkeley. He has earned securities licenses including the Series 7 and 66 FINRA registrations, and holds the professional designations Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). His services include liability management, stock option analysis, trust and estate planning, life insurance, philanthropic strategy, and business advisory for succession and capital funding. In addition to his professional work, Adam participates in community organizations such as GLIDE, Habitat for Humanity, and Sage Project. He enjoys outdoor activities including basketball, camping, golfing, hiking, scuba diving, surfing, swimming, yoga, traveling, and spending time with his family.

Dana Tobias is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 credential and four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2020, Tobias worked at Stanford University and was involved with Sapore Italiano from 2018 to 2020. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct client plans and corporate financial planning agreements.

Elizabeth Groeger is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley in various roles since 2013, including Morgan Stanley Private Bank since 2018. Groeger also serves as a trustee in a trust-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.