Andre Coudsi is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018 and previously spent nine years with First Financial Equity Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and combines extensive retail and institutional capabilities with specialized financial planning services.

Fabian John is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, following a prior role at Morgan Stanley Smith Barney LLC beginning in 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that incorporate modeling techniques such as Monte Carlo simulations.

William Knox is a Series 66-credentialed financial advisor with Morgan Stanley in San Francisco, CA, with four years of industry experience. Prior to joining Morgan Stanley in 2022, he held roles at PNC Bank and worked at the University of Cincinnati in various capacities. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Dana Tom is a financial advisor at Morgan Stanley with 24 years of industry experience. He has been with Morgan Stanley since 2016 and holds Series 63 and Series 66 licenses. Based in San Francisco, CA, he operates within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning supported by firm-approved tools and methodologies.

Nicole Nixon is a financial advisor at Morgan Stanley in San Francisco, CA, holding Series 63 and Series 66 licenses with 27 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Sharam Pavri is a Financial Advisor at Merrill Lynch Wealth Management. He serves a select group of clients including technology professionals, founders, and business owners, focusing on areas such as college education planning, executive compensation, family wealth management strategies, and personal retirement planning. Sharam applies an analytics-driven process to design customized asset and liability strategies aimed at providing clarity and structure for his clients' financial goals. He holds professional designations including Certified Trust and Fiduciary Advisor (CTFA), Personal Investment Advisor (PIA), and Certified Financial Planner (CFP). Sharam earned a Bachelor's degree from the University of Toronto and a Master of Business Administration from the University of Newfoundland. He is fluent in Persian, Hindi, and English. Beyond his professional work, Sharam enjoys Northern California's outdoors with his family, engaging in activities such as swimming, sailing, hiking, basketball, boating, rock climbing, running, music, traveling, and volleyball. He is also involved with community organizations including Forbes Marshall Canada Inc., JP Morgan Chase & Co. - Bay Area Leadership Council, and uAspire.

Deborah Finnegan is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2014. Outside of her advisory work, she serves as a board member of the Discovery Bay Lions Club, participating in fundraising and administrative activities. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides diverse investment and advisory services.

Stan Seal is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, following a 22-year tenure at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers diverse advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling techniques as part of its financial planning process.

James Schlueter is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 1997, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is the sole proprietor of an agriculture-related business in San Francisco. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and modeling techniques and offers both direct and corporate financial planning services.

Bradley Moore is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Morgan Stanley in San Francisco, CA. His career includes 16 years at Wells Fargo Bank, N.A., followed by roles at Wells Fargo Clearing and Morgan Stanley since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and proprietary tools to support its clients.

Kathy Prestigiacomo is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Robert Lipman is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 38 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he serves as a board member and finance committee member for the Seattle Theater Group. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and proprietary methodologies to support client financial planning.

Jonathan Harris is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with various Morgan Stanley entities since 1996, including Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Mitchell Waxman is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation and bringing nine years of industry experience. He has worked with Morgan Stanley since 2018 and was previously affiliated with the Kellogg School of Management from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to assist clients, while generally acting in an advisory capacity.

Elizabeth Garcia is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at firms including First Republic Securities Company and J.P. Morgan Securities. Garcia currently serves clients in the San Francisco, CA area. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes, serving primarily in an advisory capacity.

Jennifer Tokioka is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2016 to 2021. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and models to assist clients.

Nicole Lee is a Series 66 licensed financial advisor with Morgan Stanley in San Francisco, CA, and has four years of industry experience. She has been with Morgan Stanley since 2022 and previously attended the University of the Pacific. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides advisory services through its Financial Advisors and Estate Planning Strategies Group.

Brooke Cilley is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at Five9, FabFitFun, World Cup Soccer Camps & Clinics, Temmerman, Cilley, Kohlmann & Norcia, LLP, and attended the University of Michigan. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment solutions.

Miles Hurd is a Series 66 licensed financial advisor with Morgan Stanley in San Francisco, CA, and has three years of industry experience. His prior roles include positions at KeyBank and Morgan Stanley Smith Barney LLC, as well as experience outside the financial industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market simulations.

Natalie Kaylor is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with eight years of industry experience. She has been with Morgan Stanley since 2017, following a brief tenure at Jasper Ridge Partners the same year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and extensive asset management.