Erica Zangrillo is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses, and has 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a trustee for a trust based in West Palm Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning services that leverage firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and integrates its planning services with broader investment and advisory offerings.

Frank Seminara is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley and UBS Financial Services throughout his career. Outside of his advisory role, he is the sole proprietor of a Wendy’s franchise and participates in private investments through several holding companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Frank Laviano is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2010, including a role at Morgan Stanley Private Bank, National Association since 2015. He is based in West Palm Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured planning tools and investment modeling techniques.

Hammond Han is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following a 13-year tenure at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm‑approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.