Douglas Neal is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. He has been operating Neal Financial Group, L.P. since 2002 and has served with LPL Financial since 2001. Neal also hosts a radio show called The Money MakeOver Team. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates various advisory and brokerage service combinations to meet client needs.

Steven Ruderman is a CFP® with 43 years of experience in the financial services industry. He is affiliated with Neal Financial Group, L.P. and has held roles at LPL Financial, LLC since 2009. Ruderman also serves as a FINRA arbitrator and sells fixed life insurance and annuities as part of his professional activities. Neal Financial Group, L.P. provides financial planning and pension-consulting services to employee benefit plans, trusts, estates, charitable organizations, corporations, and individual clients. The firm emphasizes advisory and consulting engagements, using investment analysis techniques such as Modern Portfolio Theory and discounted cash flow models, and typically does not take custody or discretionary trading authority over client assets.