Joseph Zerbee is a financial advisor with Osaic Wealth, Inc. in Altoona, PA, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Securities America, Inc., where he worked for a total of 18 years. Outside of his advisory work, Zerbee is also involved as an insurance agent, selling fixed annuities and life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a diverse investment platform that incorporates firm-provided tools for asset allocation, risk assessment, and automated rebalancing across multiple asset classes and account structures.

Clifford Cashman is a financial advisor at OSAIC with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Everbank, Securities America, and founded The Cashman Financial Group Inc., where he serves as CEO. Cashman is also involved as a board member with GBU Financial Life and leads Coach4Retirees Inc., a retirement services marketing firm. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and access to third-party money managers across multiple platforms.

John Zerbee is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Everbank, Securities America Advisors, Inc., and Cashman Financial Group Inc. In addition to his advisory work, he is involved in activities related to health product distribution through Shaklee Nutritional Products. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering a range of integrated brokerage, advisory, and financial planning services. The firm employs sophisticated portfolio construction tools and supports multiple advisory platforms and third-party managed account solutions.