Fernando Romero is a financial advisor with OSAIC in Brandon, FL, holding Series 63 and Series 65 licenses and with 29 years of industry experience. His prior roles include positions at Woodbury Financial Services, Questar Asset Management, and PRUCO Securities. He is president of Romero Insurance & Financial Services, a full-service insurance agency specializing in property and casualty, health insurance, and fixed annuities. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization.

James Hough is a CFP® and ChFC® with 42 years of industry experience. He has worked at firms including Mass Mutual Investors Services, Trustmont Advisory Group, Questar Asset Management, and Woodbury Financial Services before joining OSAIC in 2024. Hough also manages a fixed insurance agency that provides life insurance products and oversees a financial services group involved in marketing and recruitment. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach focused on asset allocation and portfolio optimization, with options for discretionary and advisor-managed strategies.