Charlotte Stellwagen is a financial advisor at OSAIC with 40 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2024, she was with Woodbury Financial Services for 14 years and has been active in her own firm, Stellwagen Financial Services, since 1990. She is also a Certified Divorce Financial Analyst and works as a contractor reviewing property divisions in divorce settlements. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs an integrated approach combining brokerage and advisory services with tools such as asset-allocation models and automated rebalancing, offering a range of investment options and third-party managed accounts.

Jared Schwarz is a CFP® with 21 years of industry experience currently serving at OSAIC since 2024. He previously worked at Financial Group of Philadelphia and Woodbury Financial Services, Inc, where he was employed for over a decade. Outside of his advisory work, he holds an independent contractor position selling traditional life and disability income insurance products. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.